Total CFPB complaints
4
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 4 complaints
Sawaya, Rose, McClure & Wilhite, P.C. — Debt Collector Complaint Profile
CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Sawaya, Rose, McClure & Wilhite, P.C.
- Communication tactics
Communication tactics
1 complaints
- Taking/threatening an illegal action
Taking/threatening an illegal action
1 complaints
- Disclosure verification of debt
Disclosure verification of debt
1 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
1 complaints
B
Grade B · 72.0/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Sawaya, Rose, McClure & Wilhite, P.C.?
Sawaya, Rose, McClure & Wilhite, P.C. has accumulated 4 total CFPB complaints across 2 states, with 0 filed in the most recent 12 months against 4 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 50% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 2 states, led by Colorado with 3 and Ohio with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 72.0/100 places Sawaya, Rose, McClure & Wilhite, P.C. in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
2
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
50%
After company response
Reputation grade
B
72.0/100 composite
Response-quality profile
How Sawaya, Rose, McClure & Wilhite, P.C. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 100.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 3.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Sawaya, Rose, McClure & Wilhite, P.C. compare to its peers?
Sawaya, Rose, McClure … National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2013-10 2014-11
Top Consumer Issues
Communication tactics1 (%)
Taking/threatening an illegal action1 (%)
Disclosure verification of debt1 (%)
Cont'd attempts collect debt not owed1 (%)
Most common issue: Communication tactics — Frequent or repeated calls
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Frequent or repeated calls | 1 |
| Taking/threatening an illegal action | Threatened to sue on too old debt | 1 |
| Disclosure verification of debt | Not disclosed as an attempt to collect | 1 |
| Cont'd attempts collect debt not owed | Debt is not mine | 1 |
Where do complaints against Sawaya, Rose, McClure & Wilhite, P.C. come from?
The states where consumers have filed the most CFPB complaints against Sawaya, Rose, McClure & Wilhite, P.C.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Sawaya, Rose, McClure & Wilhite, P.C.
Across 2 states with at least one filing
- Colorado
Colorado
3 complaints
- Ohio 1
Ohio
1 complaints
Frequently Asked Questions
What is the most common complaint against Sawaya, Rose, McClure & Wilhite, P.C.? ▼
The most common issue consumers report about Sawaya, Rose, McClure & Wilhite, P.C. is "Communication tactics", specifically "Frequent or repeated calls". This is based on 4 complaints filed with the CFPB.
Are complaints against Sawaya, Rose, McClure & Wilhite, P.C. increasing or decreasing? ▼
Complaints against Sawaya, Rose, McClure & Wilhite, P.C. have been stable. The company received 0 complaints in the last 12 months.
What is Sawaya, Rose, McClure & Wilhite, P.C.'s reputation grade? ▼
Sawaya, Rose, McClure & Wilhite, P.C. has a reputation grade of B (score: 72.0/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Sawaya, Rose, McClure & Wilhite, P.C. respond to consumer complaints? ▼
Sawaya, Rose, McClure & Wilhite, P.C. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.
In how many states does Sawaya, Rose, McClure & Wilhite, P.C. operate? ▼
Sawaya, Rose, McClure & Wilhite, P.C. has received CFPB complaints from consumers in 2 states, with the most complaints from Colorado (3 complaints).
What can I do if Sawaya, Rose, McClure & Wilhite, P.C. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Sawaya, Rose, McClure & Wilhite, P.C. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |