Total CFPB complaints
40
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 40 complaints
SACOR FINANCIAL, INC — Debt Collector Complaint Profile
CFPB complaint profile across 18 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about SACOR FINANCIAL, INC
- Attempts to collect debt not owed
Attempts to collect debt not owed
9 complaints
- Disclosure verification of debt
Disclosure verification of debt
6 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
5 complaints
- False statements or representation 3
False statements or representation
3 complaints
- Taking/threatening an illegal action 3
Taking/threatening an illegal action
3 complaints
- Took or threatened to take negative or legal action 2
Took or threatened to take negative or legal action
2 complaints
C
Grade C · 60.6/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about SACOR FINANCIAL, INC?
SACOR FINANCIAL, INC has accumulated 40 total CFPB complaints across 18 states, with 4 filed in the most recent 12 months against 36 historical complaints before that window. The trailing-12-month volume represents 10.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was result of identity theft", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 93% timely-response rate against a 26% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 18 states, led by California with 10 and New York with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 60.6/100 places SACOR FINANCIAL, INC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
4
10.0% of total history
Rising ↑
States active
18
Distinct state filings
Timely response rate
93%
Within CFPB SLA window
Consumer disputes
26%
After company response
Reputation grade
C
60.6/100 composite
Response-quality profile
How SACOR FINANCIAL, INC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 92.5%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 52.6%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 32.1%
Share of US states + territories with at least one filed complaint against this collector.
How does SACOR FINANCIAL, INC compare to its peers?
SACOR FINANCIAL, INC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2016-01 2026-02
Top Consumer Issues
Attempts to collect debt not owed9 (%)
False statements or representation3 (%)
Cont'd attempts collect debt not owed5 (%)
Taking/threatening an illegal action3 (%)
Disclosure verification of debt6 (%)
Took or threatened to take negative or legal action2 (%)
Most common issue: Attempts to collect debt not owed — Debt was result of identity theft
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt was result of identity theft | 4 |
| Attempts to collect debt not owed | Debt is not yours | 3 |
| False statements or representation | Attempted to collect wrong amount | 3 |
| Cont'd attempts collect debt not owed | Debt is not mine | 3 |
| Taking/threatening an illegal action | Threatened to sue on too old debt | 3 |
| Disclosure verification of debt | Right to dispute notice not received | 3 |
| Disclosure verification of debt | Not given enough info to verify debt | 3 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 2 |
| Cont'd attempts collect debt not owed | Debt was paid | 2 |
| Attempts to collect debt not owed | Debt was paid | 2 |
Where do complaints against SACOR FINANCIAL, INC come from?
The states where consumers have filed the most CFPB complaints against SACOR FINANCIAL, INC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against SACOR FINANCIAL, INC
Across 18 states with at least one filing
- California
California
10 complaints
- New York
New York
4 complaints
- Georgia 3
Georgia
3 complaints
- Colorado 3
Colorado
3 complaints
- New Jersey 3
New Jersey
3 complaints
- Arizona 2
Arizona
2 complaints
- Oregon 2
Oregon
2 complaints
- Florida 2
Florida
2 complaints
Frequently Asked Questions
What is the most common complaint against SACOR FINANCIAL, INC? ▼
The most common issue consumers report about SACOR FINANCIAL, INC is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 40 complaints filed with the CFPB.
Are complaints against SACOR FINANCIAL, INC increasing or decreasing? ▼
Complaints against SACOR FINANCIAL, INC are rising. The company received 4 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is SACOR FINANCIAL, INC's reputation grade? ▼
SACOR FINANCIAL, INC has a reputation grade of C (score: 60.6/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does SACOR FINANCIAL, INC respond to consumer complaints? ▼
SACOR FINANCIAL, INC has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 26% of cases.
In how many states does SACOR FINANCIAL, INC operate? ▼
SACOR FINANCIAL, INC has received CFPB complaints from consumers in 18 states, with the most complaints from California (10 complaints).
What can I do if SACOR FINANCIAL, INC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If SACOR FINANCIAL, INC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |