Total CFPB complaints
185
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 185 complaints
Sa-Vit Enterprises, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 15 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Sa-Vit Enterprises, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
62 complaints
- Written notification about debt
Written notification about debt
47 complaints
- False statements or representation 19
False statements or representation
19 complaints
- Cont'd attempts collect debt not owed 16
Cont'd attempts collect debt not owed
16 complaints
- Took or threatened to take negative or legal action 15
Took or threatened to take negative or legal action
15 complaints
- Disclosure verification of debt 4
Disclosure verification of debt
4 complaints
D
Grade D · 56.8/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Sa-Vit Enterprises, Inc.?
Sa-Vit Enterprises, Inc. has accumulated 185 total CFPB complaints across 15 states, with 26 filed in the most recent 12 months against 159 historical complaints before that window. The trailing-12-month volume represents 14.1% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 29% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 15 states, led by New Jersey with 135 and New York with 15, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 56.8/100 places Sa-Vit Enterprises, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
26
14.1% of total history
Rising ↑
States active
15
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
29%
After company response
Reputation grade
D
56.8/100 composite
Response-quality profile
How Sa-Vit Enterprises, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 58.8%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 26.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Sa-Vit Enterprises, Inc. compare to its peers?
Sa-Vit Enterprises, In… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-09 2026-02
Top Consumer Issues
Attempts to collect debt not owed62 (%)
Written notification about debt47 (%)
False statements or representation19 (%)
Took or threatened to take negative or legal action15 (%)
Cont'd attempts collect debt not owed16 (%)
Disclosure verification of debt4 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 43 |
| Written notification about debt | Didn't receive enough information to verify debt | 37 |
| False statements or representation | Attempted to collect wrong amount | 19 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 15 |
| Attempts to collect debt not owed | Debt was paid | 13 |
| Written notification about debt | Didn't receive notice of right to dispute | 10 |
| Cont'd attempts collect debt not owed | Debt is not mine | 9 |
| Cont'd attempts collect debt not owed | Debt was paid | 7 |
| Attempts to collect debt not owed | Debt was result of identity theft | 6 |
| Disclosure verification of debt | Right to dispute notice not received | 4 |
Where do complaints against Sa-Vit Enterprises, Inc. come from?
The states where consumers have filed the most CFPB complaints against Sa-Vit Enterprises, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Sa-Vit Enterprises, Inc.
Across 15 states with at least one filing
- New Jersey
New Jersey
135 complaints
- New York 15
New York
15 complaints
- Pennsylvania 9
Pennsylvania
9 complaints
- Florida 6
Florida
6 complaints
- Georgia 5
Georgia
5 complaints
- Ohio 2
Ohio
2 complaints
- Delaware 2
Delaware
2 complaints
- Maryland 2
Maryland
2 complaints
Frequently Asked Questions
What is the most common complaint against Sa-Vit Enterprises, Inc.? ▼
The most common issue consumers report about Sa-Vit Enterprises, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 185 complaints filed with the CFPB.
Are complaints against Sa-Vit Enterprises, Inc. increasing or decreasing? ▼
Complaints against Sa-Vit Enterprises, Inc. are rising. The company received 26 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Sa-Vit Enterprises, Inc.'s reputation grade? ▼
Sa-Vit Enterprises, Inc. has a reputation grade of D (score: 56.8/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Sa-Vit Enterprises, Inc. respond to consumer complaints? ▼
Sa-Vit Enterprises, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 29% of cases.
In how many states does Sa-Vit Enterprises, Inc. operate? ▼
Sa-Vit Enterprises, Inc. has received CFPB complaints from consumers in 15 states, with the most complaints from New Jersey (135 complaints).
What can I do if Sa-Vit Enterprises, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Sa-Vit Enterprises, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |