This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 38 complaints

Russell W Richardson, Attorney at Law - Debt Collector Complaint Profile

CFPB complaint profile across 16 states, reputation grade F.

Complaints by issue type

What consumers report about Russell W Richardson, Attorney at Law

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 40.2/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Russell W Richardson, Attorney at Law ranks ahead of 4% of the 5,283 collectors PlainCollector grades - 96% keep a cleaner CFPB record, on 38 all-time complaints and a 32% timely-response rate.

4th pct
reputation rank of 5,283 graded collectors
38
CFPB complaints, all-time
32%
answered inside the CFPB window
0
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Russell W Richardson, Attorney at Law?

Russell W Richardson, Attorney at Law has accumulated 38 total CFPB complaints across 16 states, with 0 filed in the most recent 12 months against 38 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Improper contact or sharing of info", narrowing to "Talked to a third party about my debt". The company posts a 32% timely-response rate against a 24% consumer-dispute-after-response rate.

Complaints have been recorded across 16 states, led by California with 9 and Ohio with 4. Normalized against the full CFPB collector database, the reputation score of 40.2/100 places Russell W Richardson, Attorney at Law in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

38

low-volume (CCDB)

Last 12 months

0

0.0% of all-time complaints

Falling ↓

States active

16

regional footprint

Timely response rate

32%

below sla band

Consumer disputes

24%

elevated (vertical avg ~19%)

Reputation grade

F

40.2/100 composite

How does Russell W Richardson, Attorney at Law's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

40 Bottom 4% higher than 4% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). This entry sits in this band. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Russell W Richardson, Attorney at Law versus the debt-collection vertical average.

Timely response within SLA 31.6%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 23.7%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 28.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Russell W Richardson, Attorney at Law compare to its peers?

How does Russell W Richardson, Attorney at Law compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Russell W Richardson, … National average
Complaints (last 12 mo)lower is better
0
0
268
Timely-response ratehigher is better
32%
79%
91%
Consumer-dispute ratelower is better
24%
17%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2026-01

Issue Detail Breakdown

Issue Sub-Issue Complaints
Improper contact or sharing of info - 12
Cont'd attempts collect debt not owed - 9
Taking/threatening an illegal action - 7
False statements or representation - 5
Communication tactics - 5

Where do complaints against Russell W Richardson, Attorney at Law come from?

Russell W Richardson, Attorney at Law's own per-state count, not a national baseline.

Top states by complaints against Russell W Richardson, Attorney at Law

Across 16 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Russell W Richardson, Attorney at Law contacts you

A grade of F signals how Russell W Richardson, Attorney at Law's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Russell W Richardson, Attorney at Law and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Russell W Richardson, Attorney at Law ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Russell W Richardson, Attorney at Law? ▼

The most common issue consumers report about Russell W Richardson, Attorney at Law is "Improper contact or sharing of info", specifically "Talked to a third party about my debt". This is based on 38 complaints filed with the CFPB.

Are complaints against Russell W Richardson, Attorney at Law increasing or decreasing? ▼

Complaints against Russell W Richardson, Attorney at Law are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Russell W Richardson, Attorney at Law's reputation grade? ▼

Russell W Richardson, Attorney at Law has a reputation grade of F (score: 40.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Russell W Richardson, Attorney at Law respond to consumer complaints? ▼

Russell W Richardson, Attorney at Law has a 32% timely response rate to CFPB complaints. Consumers disputed the company's response in 24% of cases.

In how many states does Russell W Richardson, Attorney at Law operate? ▼

Russell W Richardson, Attorney at Law has received CFPB complaints from consumers in 16 states, with the most complaints from California (9 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.