Total CFPB complaints
11
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 11 complaints
Rubin Lublin, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 3 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Rubin Lublin, LLC
- Written notification about debt
Written notification about debt
4 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
3 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
3 complaints
- False statements or representation 1
False statements or representation
1 complaints
D
Grade D · 52.7/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Rubin Lublin, LLC?
Rubin Lublin, LLC has accumulated 11 total CFPB complaints across 3 states, with 0 filed in the most recent 12 months against 11 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Seized or attempted to seize your property", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 100% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 3 states, led by Georgia with 7 and Tennessee with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 52.7/100 places Rubin Lublin, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
3
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
100%
After company response
Reputation grade
D
52.7/100 composite
Response-quality profile
How Rubin Lublin, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 100.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 5.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Rubin Lublin, LLC compare to its peers?
Rubin Lublin, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2016-07 2024-06
Top Consumer Issues
Took or threatened to take negative or legal action3 (%)
Written notification about debt4 (%)
Attempts to collect debt not owed3 (%)
False statements or representation1 (%)
Most common issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 3 |
| Written notification about debt | Didn't receive enough information to verify debt | 3 |
| Attempts to collect debt not owed | Debt was paid | 2 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
| Attempts to collect debt not owed | Debt was result of identity theft | 1 |
Where do complaints against Rubin Lublin, LLC come from?
The states where consumers have filed the most CFPB complaints against Rubin Lublin, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Rubin Lublin, LLC
Across 3 states with at least one filing
- Georgia
Georgia
7 complaints
- Tennessee
Tennessee
3 complaints
- Alabama 1
Alabama
1 complaints
Frequently Asked Questions
What is the most common complaint against Rubin Lublin, LLC? ▼
The most common issue consumers report about Rubin Lublin, LLC is "Took or threatened to take negative or legal action", specifically "Seized or attempted to seize your property". This is based on 11 complaints filed with the CFPB.
Are complaints against Rubin Lublin, LLC increasing or decreasing? ▼
Complaints against Rubin Lublin, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Rubin Lublin, LLC's reputation grade? ▼
Rubin Lublin, LLC has a reputation grade of D (score: 52.7/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Rubin Lublin, LLC respond to consumer complaints? ▼
Rubin Lublin, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.
In how many states does Rubin Lublin, LLC operate? ▼
Rubin Lublin, LLC has received CFPB complaints from consumers in 3 states, with the most complaints from Georgia (7 complaints).
What can I do if Rubin Lublin, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Rubin Lublin, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |