This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 229 complaints

RSI Enterprises, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 25 states, reputation grade D.

Complaints by issue type

What consumers report about RSI Enterprises, Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 57.0/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: RSI Enterprises, Inc. ranks ahead of 31% of the 5,283 collectors PlainCollector grades - 69% keep a cleaner CFPB record, on 229 all-time complaints and a 100% timely-response rate.

31st pct
reputation rank of 5,283 graded collectors
229
CFPB complaints, all-time
100%
answered inside the CFPB window
33
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about RSI Enterprises, Inc.?

RSI Enterprises, Inc. has accumulated 229 total CFPB complaints across 25 states, with 33 filed in the most recent 12 months against 196 historical complaints before that window. The trailing-12-month volume represents 14.4% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 100% timely-response rate against a 26% consumer-dispute-after-response rate.

Complaints have been recorded across 25 states, led by Arizona with 111 and California with 29. Normalized against the full CFPB collector database, the reputation score of 57.0/100 places RSI Enterprises, Inc. in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

229

mid-volume (CCDB)

Last 12 months

33

14.4% of all-time complaints

Falling ↓

States active

25

multi-region footprint

Timely response rate

100%

excellent band

Consumer disputes

26%

elevated (vertical avg ~19%)

Reputation grade

D

57.0/100 composite

How does RSI Enterprises, Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

57 31st percentile higher than 31% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

RSI Enterprises, Inc. versus the debt-collection vertical average.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 26.3%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 44.6%

Share of US states + territories with at least one filed complaint against this collector.

How does RSI Enterprises, Inc. compare to its peers?

How does RSI Enterprises, Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
RSI Enterprises, Inc. National average
Complaints (last 12 mo)lower is better
33
31
268
Timely-response ratehigher is better
100%
99%
91%
Consumer-dispute ratelower is better
26%
9%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-02 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 76
Written notification about debt - 43
Communication tactics - 30
Cont'd attempts collect debt not owed - 26
False statements or representation - 22
Took or threatened to take negative or legal action - 14
Disclosure verification of debt - 11
Threatened to contact someone or share information improperly - 3
Improper contact or sharing of info - 2
Electronic communications - 1

Where do complaints against RSI Enterprises, Inc. come from?

RSI Enterprises, Inc.'s own per-state count, not a national baseline.

Top states by complaints against RSI Enterprises, Inc.

Across 25 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if RSI Enterprises, Inc. contacts you

A grade of D signals how RSI Enterprises, Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really RSI Enterprises, Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how RSI Enterprises, Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against RSI Enterprises, Inc.? ▼

The most common issue consumers report about RSI Enterprises, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 229 complaints filed with the CFPB.

Are complaints against RSI Enterprises, Inc. increasing or decreasing? ▼

Complaints against RSI Enterprises, Inc. are falling. The company received 33 complaints in the last 12 months, showing improvement over prior periods.

What is RSI Enterprises, Inc.'s reputation grade? ▼

RSI Enterprises, Inc. has a reputation grade of D (score: 57.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does RSI Enterprises, Inc. respond to consumer complaints? ▼

RSI Enterprises, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 26% of cases.

In how many states does RSI Enterprises, Inc. operate? ▼

RSI Enterprises, Inc. has received CFPB complaints from consumers in 25 states, with the most complaints from Arizona (111 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.