Total CFPB complaints
6
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 6 complaints
Ross Financial Recovery Group — Debt Collector Complaint Profile
CFPB complaint profile across 5 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Ross Financial Recovery Group
- Attempts to collect debt not owed
Attempts to collect debt not owed
3 complaints
- Communication tactics
Communication tactics
2 complaints
- False statements or representation 1
False statements or representation
1 complaints
C
Grade C · 63.8/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Ross Financial Recovery Group?
Ross Financial Recovery Group has accumulated 6 total CFPB complaints across 5 states, with 0 filed in the most recent 12 months against 6 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 83% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 5 states, led by California with 2 and Idaho with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 63.8/100 places Ross Financial Recovery Group in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
5
Distinct state filings
Timely response rate
83%
Within CFPB SLA window
Reputation grade
C
63.8/100 composite
Response-quality profile
How Ross Financial Recovery Group performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 83.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 8.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Ross Financial Recovery Group compare to its peers?
Ross Financial Recover… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2018-07 2020-06
Top Consumer Issues
Communication tactics2 (%)
Attempts to collect debt not owed3 (%)
False statements or representation1 (%)
Most common issue: Communication tactics — Frequent or repeated calls
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Frequent or repeated calls | 2 |
| Attempts to collect debt not owed | Debt was paid | 2 |
| Attempts to collect debt not owed | Debt is not yours | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
Where do complaints against Ross Financial Recovery Group come from?
The states where consumers have filed the most CFPB complaints against Ross Financial Recovery Group. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Ross Financial Recovery Group
Across 5 states with at least one filing
- California
California
2 complaints
- Idaho
Idaho
1 complaints
- Ohio
Ohio
1 complaints
- Georgia
Georgia
1 complaints
- Oklahoma
Oklahoma
1 complaints
Frequently Asked Questions
What is the most common complaint against Ross Financial Recovery Group? ▼
The most common issue consumers report about Ross Financial Recovery Group is "Communication tactics", specifically "Frequent or repeated calls". This is based on 6 complaints filed with the CFPB.
Are complaints against Ross Financial Recovery Group increasing or decreasing? ▼
Complaints against Ross Financial Recovery Group have been stable. The company received 0 complaints in the last 12 months.
What is Ross Financial Recovery Group's reputation grade? ▼
Ross Financial Recovery Group has a reputation grade of C (score: 63.8/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Ross Financial Recovery Group respond to consumer complaints? ▼
Ross Financial Recovery Group has a 83% timely response rate to CFPB complaints.
In how many states does Ross Financial Recovery Group operate? ▼
Ross Financial Recovery Group has received CFPB complaints from consumers in 5 states, with the most complaints from California (2 complaints).
What can I do if Ross Financial Recovery Group is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Ross Financial Recovery Group violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |