Total CFPB complaints
32
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 32 complaints
Rosenberg & Associates Recovery Services — Debt Collector Complaint Profile
CFPB complaint profile across 19 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Rosenberg & Associates Recovery Services
- Attempts to collect debt not owed
Attempts to collect debt not owed
15 complaints
- Took or threatened to take negative or legal action 5
Took or threatened to take negative or legal action
5 complaints
- False statements or representation 3
False statements or representation
3 complaints
- Communication tactics 3
Communication tactics
3 complaints
- Threatened to contact someone or share information improperly 1
Threatened to contact someone or share information improperly
1 complaints
F
Grade F · 23.4/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Rosenberg & Associates Recovery Services?
Rosenberg & Associates Recovery Services has accumulated 32 total CFPB complaints across 19 states, with 27 filed in the most recent 12 months against 5 historical complaints before that window. The trailing-12-month volume represents 84.4% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was already discharged in bankruptcy and is no longer owed", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 0% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 19 states, led by New York with 4 and Texas with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 23.4/100 places Rosenberg & Associates Recovery Services in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
27
84.4% of total history
Rising ↑
States active
19
Distinct state filings
Timely response rate
0%
Within CFPB SLA window
Reputation grade
F
23.4/100 composite
Response-quality profile
How Rosenberg & Associates Recovery Services performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 0.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 33.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Rosenberg & Associates Recovery Services compare to its peers?
Rosenberg & Associates… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-11 2026-02
Top Consumer Issues
Attempts to collect debt not owed15 (%)
Took or threatened to take negative or legal action5 (%)
False statements or representation3 (%)
Communication tactics3 (%)
Threatened to contact someone or share information improperly1 (%)
Most common issue: Attempts to collect debt not owed — Debt was already discharged in bankruptcy and is no longer owed
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 6 |
| Attempts to collect debt not owed | Debt is not yours | 5 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 4 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 3 |
| Attempts to collect debt not owed | Debt was paid | 3 |
| Communication tactics | Frequent or repeated calls | 2 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 1 |
| Attempts to collect debt not owed | Debt was result of identity theft | 1 |
| Communication tactics | Used obscene, profane, or other abusive language | 1 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 1 |
Where do complaints against Rosenberg & Associates Recovery Services come from?
The states where consumers have filed the most CFPB complaints against Rosenberg & Associates Recovery Services. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Rosenberg & Associates Recovery Services
Across 19 states with at least one filing
- New York
New York
4 complaints
- Texas
Texas
3 complaints
- Florida
Florida
3 complaints
- Tennessee
Tennessee
2 complaints
- California
California
2 complaints
- Georgia
Georgia
2 complaints
- Oklahoma
Oklahoma
2 complaints
- Pennsylvania
Pennsylvania
2 complaints
Frequently Asked Questions
What is the most common complaint against Rosenberg & Associates Recovery Services? ▼
The most common issue consumers report about Rosenberg & Associates Recovery Services is "Attempts to collect debt not owed", specifically "Debt was already discharged in bankruptcy and is no longer owed". This is based on 32 complaints filed with the CFPB.
Are complaints against Rosenberg & Associates Recovery Services increasing or decreasing? ▼
Complaints against Rosenberg & Associates Recovery Services are rising. The company received 27 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Rosenberg & Associates Recovery Services's reputation grade? ▼
Rosenberg & Associates Recovery Services has a reputation grade of F (score: 23.4/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Rosenberg & Associates Recovery Services respond to consumer complaints? ▼
Rosenberg & Associates Recovery Services has a 0% timely response rate to CFPB complaints.
In how many states does Rosenberg & Associates Recovery Services operate? ▼
Rosenberg & Associates Recovery Services has received CFPB complaints from consumers in 19 states, with the most complaints from New York (4 complaints).
What can I do if Rosenberg & Associates Recovery Services is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Rosenberg & Associates Recovery Services violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |