This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 130 complaints

Roosen, Varchetti & Olivier, PLLC - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade C.

Complaints by issue type

What consumers report about Roosen, Varchetti & Olivier, PLLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 60.2/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: Roosen, Varchetti & Olivier, PLLC ranks ahead of 43% of the 5,283 collectors PlainCollector grades - 57% keep a cleaner CFPB record, on 130 all-time complaints and a 100% timely-response rate.

43rd pct
reputation rank of 5,283 graded collectors
130
CFPB complaints, all-time
100%
answered inside the CFPB window
34
in the last 12 months (stable)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Roosen, Varchetti & Olivier, PLLC?

Roosen, Varchetti & Olivier, PLLC has accumulated 130 total CFPB complaints across 7 states, with 34 filed in the most recent 12 months against 96 historical complaints before that window. The trailing-12-month volume represents 26.2% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 100% timely-response rate against a 21% consumer-dispute-after-response rate.

Complaints have been recorded across 7 states, led by Michigan with 78 and Georgia with 43. Normalized against the full CFPB collector database, the reputation score of 60.2/100 places Roosen, Varchetti & Olivier, PLLC in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

130

mid-volume (CCDB)

Last 12 months

34

26.2% of all-time complaints

Stable →

States active

7

regional footprint

Timely response rate

100%

excellent band

Consumer disputes

21%

elevated (vertical avg ~19%)

Reputation grade

C

60.2/100 composite

How does Roosen, Varchetti & Olivier, PLLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

60 43rd percentile higher than 43% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). This entry sits in this band. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Roosen, Varchetti & Olivier, PLLC versus the debt-collection vertical average.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 21.1%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 12.5%

Share of US states + territories with at least one filed complaint against this collector.

How does Roosen, Varchetti & Olivier, PLLC compare to its peers?

How does Roosen, Varchetti & Olivier, PLLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Roosen, Varchetti & Ol… National average
Complaints (last 12 mo)lower is better
34
0
268
Timely-response ratehigher is better
100%
97%
91%
Consumer-dispute ratelower is better
21%
9%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 38
Took or threatened to take negative or legal action - 37
Written notification about debt - 18
False statements or representation - 16
Communication tactics - 8
Cont'd attempts collect debt not owed - 4
Improper contact or sharing of info - 4
Taking/threatening an illegal action - 4
Disclosure verification of debt - 1

Where do complaints against Roosen, Varchetti & Olivier, PLLC come from?

Roosen, Varchetti & Olivier, PLLC's own per-state count, not a national baseline.

Top states by complaints against Roosen, Varchetti & Olivier, PLLC

Across 7 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Roosen, Varchetti & Olivier, PLLC contacts you

A grade of C signals how Roosen, Varchetti & Olivier, PLLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Roosen, Varchetti & Olivier, PLLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Roosen, Varchetti & Olivier, PLLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Roosen, Varchetti & Olivier, PLLC? ▼

The most common issue consumers report about Roosen, Varchetti & Olivier, PLLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 130 complaints filed with the CFPB.

Are complaints against Roosen, Varchetti & Olivier, PLLC increasing or decreasing? ▼

Complaints against Roosen, Varchetti & Olivier, PLLC have been stable. The company received 34 complaints in the last 12 months.

What is Roosen, Varchetti & Olivier, PLLC's reputation grade? ▼

Roosen, Varchetti & Olivier, PLLC has a reputation grade of C (score: 60.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Roosen, Varchetti & Olivier, PLLC respond to consumer complaints? ▼

Roosen, Varchetti & Olivier, PLLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 21% of cases.

In how many states does Roosen, Varchetti & Olivier, PLLC operate? ▼

Roosen, Varchetti & Olivier, PLLC has received CFPB complaints from consumers in 7 states, with the most complaints from Michigan (78 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.