What is the most common complaint against Rocky Mountain Capital Management?

The most common issue consumers report about Rocky Mountain Capital Management is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 28 complaints filed with the CFPB.

Are complaints against Rocky Mountain Capital Management increasing or decreasing?

Complaints against Rocky Mountain Capital Management are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.

What is Rocky Mountain Capital Management's reputation grade?

Rocky Mountain Capital Management has a reputation grade of F (score: 47.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Rocky Mountain Capital Management respond to consumer complaints?

Rocky Mountain Capital Management has a 78% timely response rate to CFPB complaints.

In how many states does Rocky Mountain Capital Management operate?

Rocky Mountain Capital Management has received CFPB complaints from consumers in 17 states, with the most complaints from California (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Rocky Mountain Capital Management - Debt Collector Complaint Profile

CFPB complaint profile across 17 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

14
False statements or representation

5
Took or threatened to take negative or legal action

3
Communication tactics

2
Electronic communications

2
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record rocky-mountain-capital-management Rocky Mountain Capital Management

Grade F · 28 CFPB filings · 78% timely · lead issue: Attempts to collect debt not owed · vol #1602 · compose #4381

VOL 28
GRADE F
12MO 3
STATES 17
TIMELY 78%
ISSUE Attempts to collect debt n…
RANK #1,602
COMPOSE #4,381

Volume peers

Nearest volume peer: Access Capital Services, Inc. (28 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Rocky Mountain Capital Management's 28 CFPB complaints sit next to Access Capital Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Rocky Mountain Capital Management spreads filings across 17 states - California leads at only 14.3%

Despite a broad state map, Rocky Mountain Capital Management still sits volume #1,602 against composite #4,381 - the two RankMaps diverge by 2,779 places. Corpus placement method.

Most-even geography: Lead state under 15%; California still leads at 14.3% across 17 states
Spike month: 2014-07 15.6%; 5 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,602 volume; #4,381 composite; Cleanest-composite ladder is 2,779 places worse than volume

How does Rocky Mountain Capital Management compare to its peers?

How does Rocky Mountain Capital Management compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Rocky Mountain Capital… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

78%

97%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-03 2015-07

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	14
False statements or representation	5
Took or threatened to take negative or legal action	3
Communication tactics	2
Electronic communications	2
Written notification about debt	1
Threatened to contact someone or share information improperly	1

Where do complaints against Rocky Mountain Capital Management come from?

Rocky Mountain Capital Management's own per-state count, not a national baseline.

California

4
Florida

3
Georgia

3
Texas

3
Alabama

2
Arizona

2
Arkansas

1
Colorado

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Rocky Mountain Capital Management: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 28.

4 peers

Know your rights before responding to Rocky Mountain Capital Management: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.