Total CFPB complaints
27
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 27 complaints
Rock Creek Capital, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 14 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Rock Creek Capital, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
19 complaints
- Written notification about debt 4
Written notification about debt
4 complaints
- Took or threatened to take negative or legal action 2
Took or threatened to take negative or legal action
2 complaints
- False statements or representation 2
False statements or representation
2 complaints
C
Grade C · 59.4/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Rock Creek Capital, LLC?
Rock Creek Capital, LLC has accumulated 27 total CFPB complaints across 14 states, with 3 filed in the most recent 12 months against 24 historical complaints before that window. The trailing-12-month volume represents 11.1% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 14 states, led by California with 7 and Virginia with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.4/100 places Rock Creek Capital, LLC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
11.1% of total history
Rising ↑
States active
14
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
C
59.4/100 composite
Response-quality profile
How Rock Creek Capital, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 25.0%
Share of US states + territories with at least one filed complaint against this collector.
How does Rock Creek Capital, LLC compare to its peers?
Rock Creek Capital, LL… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2021-11 2025-07
Top Consumer Issues
Attempts to collect debt not owed19 (%)
Took or threatened to take negative or legal action2 (%)
Written notification about debt4 (%)
False statements or representation2 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 13 |
| Attempts to collect debt not owed | Debt was paid | 5 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 2 |
| Written notification about debt | Didn't receive enough information to verify debt | 2 |
| Written notification about debt | Didn't receive notice of right to dispute | 2 |
| False statements or representation | Attempted to collect wrong amount | 2 |
| Attempts to collect debt not owed | Debt was result of identity theft | 1 |
Where do complaints against Rock Creek Capital, LLC come from?
The states where consumers have filed the most CFPB complaints against Rock Creek Capital, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Rock Creek Capital, LLC
Across 14 states with at least one filing
- California
California
7 complaints
- Virginia
Virginia
3 complaints
- Illinois
Illinois
3 complaints
- Washington 2
Washington
2 complaints
- Georgia 2
Georgia
2 complaints
- Maryland 2
Maryland
2 complaints
- Texas 1
Texas
1 complaints
- Michigan 1
Michigan
1 complaints
Frequently Asked Questions
What is the most common complaint against Rock Creek Capital, LLC? ▼
The most common issue consumers report about Rock Creek Capital, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 27 complaints filed with the CFPB.
Are complaints against Rock Creek Capital, LLC increasing or decreasing? ▼
Complaints against Rock Creek Capital, LLC are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Rock Creek Capital, LLC's reputation grade? ▼
Rock Creek Capital, LLC has a reputation grade of C (score: 59.4/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Rock Creek Capital, LLC respond to consumer complaints? ▼
Rock Creek Capital, LLC has a 100% timely response rate to CFPB complaints.
In how many states does Rock Creek Capital, LLC operate? ▼
Rock Creek Capital, LLC has received CFPB complaints from consumers in 14 states, with the most complaints from California (7 complaints).
What can I do if Rock Creek Capital, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Rock Creek Capital, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |