Total CFPB complaints
159
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 159 complaints
RJM ACQUISITION LLC — Debt Collector Complaint Profile
CFPB complaint profile across 33 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about RJM ACQUISITION LLC
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
93 complaints
- Disclosure verification of debt 37
Disclosure verification of debt
37 complaints
- False statements or representation 9
False statements or representation
9 complaints
- Taking/threatening an illegal action 5
Taking/threatening an illegal action
5 complaints
- Improper contact or sharing of info 4
Improper contact or sharing of info
4 complaints
- Communication tactics 3
Communication tactics
3 complaints
C
Grade C · 59.7/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about RJM ACQUISITION LLC?
RJM ACQUISITION LLC has accumulated 159 total CFPB complaints across 33 states, with 0 filed in the most recent 12 months against 159 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 94% timely-response rate against a 11% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 33 states, led by Texas with 21 and New York with 19, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.7/100 places RJM ACQUISITION LLC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
33
Distinct state filings
Timely response rate
94%
Within CFPB SLA window
Consumer disputes
11%
After company response
Reputation grade
C
59.7/100 composite
Response-quality profile
How RJM ACQUISITION LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 94.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 22.6%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 58.9%
Share of US states + territories with at least one filed complaint against this collector.
How does RJM ACQUISITION LLC compare to its peers?
RJM ACQUISITION LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2013-09 2015-08
Top Consumer Issues
Cont'd attempts collect debt not owed93 (%)
Disclosure verification of debt37 (%)
False statements or representation9 (%)
Taking/threatening an illegal action5 (%)
Improper contact or sharing of info4 (%)
Communication tactics3 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 67 |
| Disclosure verification of debt | Not given enough info to verify debt | 28 |
| Cont'd attempts collect debt not owed | Debt was paid | 18 |
| False statements or representation | Attempted to collect wrong amount | 9 |
| Disclosure verification of debt | Right to dispute notice not received | 9 |
| Taking/threatening an illegal action | Threatened to sue on too old debt | 5 |
| Cont'd attempts collect debt not owed | Debt resulted from identity theft | 4 |
| Improper contact or sharing of info | Talked to a third party about my debt | 4 |
| Cont'd attempts collect debt not owed | Debt was discharged in bankruptcy | 4 |
| Communication tactics | Frequent or repeated calls | 3 |
Where do complaints against RJM ACQUISITION LLC come from?
The states where consumers have filed the most CFPB complaints against RJM ACQUISITION LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against RJM ACQUISITION LLC
Across 33 states with at least one filing
- Texas
Texas
21 complaints
- New York
New York
19 complaints
- California
California
18 complaints
- Florida
Florida
11 complaints
- Georgia 8
Georgia
8 complaints
- Virginia 7
Virginia
7 complaints
- Arizona 6
Arizona
6 complaints
- Maryland 5
Maryland
5 complaints
Frequently Asked Questions
What is the most common complaint against RJM ACQUISITION LLC? ▼
The most common issue consumers report about RJM ACQUISITION LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 159 complaints filed with the CFPB.
Are complaints against RJM ACQUISITION LLC increasing or decreasing? ▼
Complaints against RJM ACQUISITION LLC have been stable. The company received 0 complaints in the last 12 months.
What is RJM ACQUISITION LLC's reputation grade? ▼
RJM ACQUISITION LLC has a reputation grade of C (score: 59.7/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does RJM ACQUISITION LLC respond to consumer complaints? ▼
RJM ACQUISITION LLC has a 94% timely response rate to CFPB complaints. Consumers disputed the company's response in 11% of cases.
In how many states does RJM ACQUISITION LLC operate? ▼
RJM ACQUISITION LLC has received CFPB complaints from consumers in 33 states, with the most complaints from Texas (21 complaints).
What can I do if RJM ACQUISITION LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If RJM ACQUISITION LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |