This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 459 complaints

Riverwalk Financial Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 41 states, reputation grade F.

Complaints by issue type

What consumers report about Riverwalk Financial Corporation

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 50.0/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Riverwalk Financial Corporation ranks ahead of 15% of the 5,283 collectors PlainCollector grades - 85% keep a cleaner CFPB record, on 459 all-time complaints and a 75% timely-response rate.

15th pct
reputation rank of 5,283 graded collectors
459
CFPB complaints, all-time
75%
answered inside the CFPB window
2
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Riverwalk Financial Corporation?

Riverwalk Financial Corporation has accumulated 459 total CFPB complaints across 41 states, with 2 filed in the most recent 12 months against 457 historical complaints before that window. The trailing-12-month volume represents 0.4% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Didn't receive enough information to verify debt". The company posts a 75% timely-response rate against a 14% consumer-dispute-after-response rate.

Complaints have been recorded across 41 states, led by Texas with 91 and Georgia with 41. Normalized against the full CFPB collector database, the reputation score of 50.0/100 places Riverwalk Financial Corporation in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

459

mid-volume (CCDB)

Last 12 months

2

0.4% of all-time complaints

Falling ↓

States active

41

multi-region footprint

Timely response rate

75%

acceptable band

Consumer disputes

14%

average (vertical avg ~19%)

Reputation grade

F

50.0/100 composite

How does Riverwalk Financial Corporation's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

50 Bottom 15% higher than 15% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). This entry sits in this band. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Riverwalk Financial Corporation versus the debt-collection vertical average.

Timely response within SLA 75.4%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 14.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 73.2%

Share of US states + territories with at least one filed complaint against this collector.

How does Riverwalk Financial Corporation compare to its peers?

How does Riverwalk Financial Corporation compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Riverwalk Financial Co… National average
Complaints (last 12 mo)lower is better
2
214
268
Timely-response ratehigher is better
75%
36%
91%
Consumer-dispute ratelower is better
14%
11%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 168
Written notification about debt - 155
False statements or representation - 46
Took or threatened to take negative or legal action - 35
Disclosure verification of debt - 21
Cont'd attempts collect debt not owed - 19
Communication tactics - 7
Threatened to contact someone or share information improperly - 5
Taking/threatening an illegal action - 2
Improper contact or sharing of info - 1

Where do complaints against Riverwalk Financial Corporation come from?

Riverwalk Financial Corporation's own per-state count, not a national baseline.

Top states by complaints against Riverwalk Financial Corporation

Across 41 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Riverwalk Financial Corporation contacts you

A grade of F signals how Riverwalk Financial Corporation's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Riverwalk Financial Corporation and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Riverwalk Financial Corporation ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Riverwalk Financial Corporation? ▼

The most common issue consumers report about Riverwalk Financial Corporation is "Attempts to collect debt not owed", specifically "Didn't receive enough information to verify debt". This is based on 459 complaints filed with the CFPB.

Are complaints against Riverwalk Financial Corporation increasing or decreasing? ▼

Complaints against Riverwalk Financial Corporation are falling. The company received 2 complaints in the last 12 months, showing improvement over prior periods.

What is Riverwalk Financial Corporation's reputation grade? ▼

Riverwalk Financial Corporation has a reputation grade of F (score: 50.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Riverwalk Financial Corporation respond to consumer complaints? ▼

Riverwalk Financial Corporation has a 75% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does Riverwalk Financial Corporation operate? ▼

Riverwalk Financial Corporation has received CFPB complaints from consumers in 41 states, with the most complaints from Texas (91 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.