This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 1 complaints

Richard J. Murphey, Attorney at Law — Debt Collector Complaint Profile

CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Richard J. Murphey, Attorney at Law

complaints
Source CFPB Consumer Complaint Database
C

Grade C · 60.0/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

What do CFPB complaints reveal about Richard J. Murphey, Attorney at Law?

Richard J. Murphey, Attorney at Law has accumulated 1 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 1 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Improper contact or sharing of info", narrowing to "Talked to a third party about my debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 0% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 1 states, led by California with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 60.0/100 places Richard J. Murphey, Attorney at Law in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

1

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

1

Distinct state filings

Timely response rate

0%

Within CFPB SLA window

Consumer disputes

0%

After company response

Reputation grade

C

60.0/100 composite

Response-quality profile

How Richard J. Murphey, Attorney at Law performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 0.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 1.8%

Share of US states + territories with at least one filed complaint against this collector.

How does Richard J. Murphey, Attorney at Law compare to its peers?

How does Richard J. Murphey, Attorney at Law compare? Versus a peer and the national average across 60+ high-volume collectors
Richard J. Murphey, At… National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
0%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2016-09 2016-09

Top Consumer Issues

Improper contact or sharing of info1 (%)

Most common issue: Improper contact or sharing of info — Talked to a third party about my debt

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Improper contact or sharing of info Talked to a third party about my debt 1

Where do complaints against Richard J. Murphey, Attorney at Law come from?

The states where consumers have filed the most CFPB complaints against Richard J. Murphey, Attorney at Law. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Richard J. Murphey, Attorney at Law

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Richard J. Murphey, Attorney at Law?

The most common issue consumers report about Richard J. Murphey, Attorney at Law is "Improper contact or sharing of info", specifically "Talked to a third party about my debt". This is based on 1 complaints filed with the CFPB.

Are complaints against Richard J. Murphey, Attorney at Law increasing or decreasing?

Complaints against Richard J. Murphey, Attorney at Law have been stable. The company received 0 complaints in the last 12 months.

What is Richard J. Murphey, Attorney at Law's reputation grade?

Richard J. Murphey, Attorney at Law has a reputation grade of C (score: 60.0/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.

Does Richard J. Murphey, Attorney at Law respond to consumer complaints?

Richard J. Murphey, Attorney at Law has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Richard J. Murphey, Attorney at Law operate?

Richard J. Murphey, Attorney at Law has received CFPB complaints from consumers in 1 states, with the most complaints from California (1 complaints).

What can I do if Richard J. Murphey, Attorney at Law is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Richard J. Murphey, Attorney at Law violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial