What is the most common complaint against Ricart Financial Services?

The most common issue consumers report about Ricart Financial Services is "Took or threatened to take negative or legal action", specifically "Threatened to sue on too old debt". This is based on 13 complaints filed with the CFPB.

Are complaints against Ricart Financial Services increasing or decreasing?

Complaints against Ricart Financial Services are rising. The company received 4 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Ricart Financial Services's reputation grade?

Ricart Financial Services has a reputation grade of B (score: 63.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Ricart Financial Services respond to consumer complaints?

Ricart Financial Services has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 40% of cases.

In how many states does Ricart Financial Services operate?

Ricart Financial Services has received CFPB complaints from consumers in 3 states, with the most complaints from Ohio (11 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Ricart Financial Services - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade B.

Compiled by PlainCollector

Took or threatened to take negative or legal action

3
Attempts to collect debt not owed

2
Taking/threatening an illegal action

2
False statements or representation

1
Communication tactics

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record ricart-financial-services Ricart Financial Services

Grade B · 13 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #2276 · compose #1941

VOL 13
GRADE B
12MO 4
STATES 3
TIMELY 100%
DISPUTE 40%
ISSUE Took or threatened to take…
RANK #2,276
COMPOSE #1,941

Volume peers

Nearest volume peer: 3rd Generation, Inc. (13 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Ricart Financial Services's 13 CFPB complaints sit next to 3rd Generation, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

84.6% of Ricart Financial Services's CFPB filings land in Ohio

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Ohio 84.6%; 11 of 13 filings · 3 states touched
Seasonal peak: 2019-08 12.5%; 8–15% band · 1 filings
Corpus ranks: #2,276 volume; #1,941 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Ricart Financial Services compare to its peers?

How does Ricart Financial Services compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Ricart Financial Servi… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

46%

91%

Consumer-dispute ratelower is better

40%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-08 2024-02

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	3
Attempts to collect debt not owed	2
Taking/threatening an illegal action	2
False statements or representation	1
Communication tactics	1
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1
Threatened to contact someone or share information improperly	1
Improper contact or sharing of info	1

Where do complaints against Ricart Financial Services come from?

Ricart Financial Services's own per-state count, not a national baseline.

Ohio

11
Alabama

1
Pennsylvania

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Ricart Financial Services: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 13.

4 peers

Know your rights before responding to Ricart Financial Services: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.