Total CFPB complaints
28
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 28 complaints
Reliant Financial Corporation — Debt Collector Complaint Profile
CFPB complaint profile across 10 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Reliant Financial Corporation
- Attempts to collect debt not owed
Attempts to collect debt not owed
12 complaints
- False statements or representation
False statements or representation
7 complaints
- Took or threatened to take negative or legal action 4
Took or threatened to take negative or legal action
4 complaints
- Written notification about debt 3
Written notification about debt
3 complaints
- Communication tactics 1
Communication tactics
1 complaints
D
Grade D · 59.1/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Reliant Financial Corporation?
Reliant Financial Corporation has accumulated 28 total CFPB complaints across 10 states, with 3 filed in the most recent 12 months against 25 historical complaints before that window. The trailing-12-month volume represents 10.7% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 64% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 10 states, led by California with 13 and Washington with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.1/100 places Reliant Financial Corporation in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
10.7% of total history
Stable →
States active
10
Distinct state filings
Timely response rate
64%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
D
59.1/100 composite
Response-quality profile
How Reliant Financial Corporation performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 64.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 17.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Reliant Financial Corporation compare to its peers?
Reliant Financial Corp… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2018-01 2025-09
Top Consumer Issues
False statements or representation7 (%)
Attempts to collect debt not owed12 (%)
Took or threatened to take negative or legal action4 (%)
Written notification about debt3 (%)
Communication tactics1 (%)
Most common issue: False statements or representation — Attempted to collect wrong amount
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| False statements or representation | Attempted to collect wrong amount | 7 |
| Attempts to collect debt not owed | Debt is not yours | 6 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 3 |
| Attempts to collect debt not owed | Debt was result of identity theft | 3 |
| Written notification about debt | Didn't receive enough information to verify debt | 2 |
| Attempts to collect debt not owed | Debt was paid | 2 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 1 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 1 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 1 |
Where do complaints against Reliant Financial Corporation come from?
The states where consumers have filed the most CFPB complaints against Reliant Financial Corporation. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Reliant Financial Corporation
Across 10 states with at least one filing
- California
California
13 complaints
- Washington 4
Washington
4 complaints
- Nevada 3
Nevada
3 complaints
- Arizona 2
Arizona
2 complaints
- Ohio 1
Ohio
1 complaints
- Oregon 1
Oregon
1 complaints
- Texas 1
Texas
1 complaints
- Kansas 1
Kansas
1 complaints
Frequently Asked Questions
What is the most common complaint against Reliant Financial Corporation? ▼
The most common issue consumers report about Reliant Financial Corporation is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 28 complaints filed with the CFPB.
Are complaints against Reliant Financial Corporation increasing or decreasing? ▼
Complaints against Reliant Financial Corporation have been stable. The company received 3 complaints in the last 12 months.
What is Reliant Financial Corporation's reputation grade? ▼
Reliant Financial Corporation has a reputation grade of D (score: 59.1/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Reliant Financial Corporation respond to consumer complaints? ▼
Reliant Financial Corporation has a 64% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Reliant Financial Corporation operate? ▼
Reliant Financial Corporation has received CFPB complaints from consumers in 10 states, with the most complaints from California (13 complaints).
What can I do if Reliant Financial Corporation is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Reliant Financial Corporation violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |