Total CFPB complaints
597
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 597 complaints
Reliant Capital Solutions, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 44 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Reliant Capital Solutions, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
173 complaints
- Written notification about debt
Written notification about debt
107 complaints
- False statements or representation 68
False statements or representation
68 complaints
- Communication tactics 61
Communication tactics
61 complaints
- Took or threatened to take negative or legal action 33
Took or threatened to take negative or legal action
33 complaints
- Threatened to contact someone or share information improperly 19
Threatened to contact someone or share information improperly
19 complaints
D
Grade D · 56.5/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Reliant Capital Solutions, LLC?
Reliant Capital Solutions, LLC has accumulated 597 total CFPB complaints across 44 states, with 192 filed in the most recent 12 months against 405 historical complaints before that window. The trailing-12-month volume represents 32.2% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 99% timely-response rate against a 20% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 44 states, led by Texas with 59 and Ohio with 55, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 56.5/100 places Reliant Capital Solutions, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
192
32.2% of total history
Rising ↑
States active
44
Distinct state filings
Timely response rate
99%
Within CFPB SLA window
Consumer disputes
20%
After company response
Reputation grade
D
56.5/100 composite
Response-quality profile
How Reliant Capital Solutions, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 99.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 39.4%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 78.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Reliant Capital Solutions, LLC compare to its peers?
Reliant Capital Soluti… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-04 2026-03
Top Consumer Issues
Attempts to collect debt not owed173 (%)
Written notification about debt107 (%)
False statements or representation68 (%)
Communication tactics61 (%)
Took or threatened to take negative or legal action33 (%)
Threatened to contact someone or share information improperly19 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 108 |
| Written notification about debt | Didn't receive enough information to verify debt | 71 |
| False statements or representation | Attempted to collect wrong amount | 68 |
| Communication tactics | Frequent or repeated calls | 41 |
| Attempts to collect debt not owed | Debt was result of identity theft | 40 |
| Written notification about debt | Didn't receive notice of right to dispute | 36 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 33 |
| Attempts to collect debt not owed | Debt was paid | 25 |
| Communication tactics | Used obscene, profane, or other abusive language | 20 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 19 |
Where do complaints against Reliant Capital Solutions, LLC come from?
The states where consumers have filed the most CFPB complaints against Reliant Capital Solutions, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Reliant Capital Solutions, LLC
Across 44 states with at least one filing
- Texas
Texas
59 complaints
- Ohio
Ohio
55 complaints
- California
California
51 complaints
- Florida
Florida
51 complaints
- New York
New York
31 complaints
- Georgia
Georgia
27 complaints
- Pennsylvania
Pennsylvania
26 complaints
- New Jersey 23
New Jersey
23 complaints
Frequently Asked Questions
What is the most common complaint against Reliant Capital Solutions, LLC? ▼
The most common issue consumers report about Reliant Capital Solutions, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 597 complaints filed with the CFPB.
Are complaints against Reliant Capital Solutions, LLC increasing or decreasing? ▼
Complaints against Reliant Capital Solutions, LLC are rising. The company received 192 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Reliant Capital Solutions, LLC's reputation grade? ▼
Reliant Capital Solutions, LLC has a reputation grade of D (score: 56.5/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Reliant Capital Solutions, LLC respond to consumer complaints? ▼
Reliant Capital Solutions, LLC has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.
In how many states does Reliant Capital Solutions, LLC operate? ▼
Reliant Capital Solutions, LLC has received CFPB complaints from consumers in 44 states, with the most complaints from Texas (59 complaints).
What can I do if Reliant Capital Solutions, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Reliant Capital Solutions, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |