This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 351 complaints

Regions Financial Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 28 states, reputation grade D.

Complaints by issue type

What consumers report about Regions Financial Corporation

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 57.0/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Regions Financial Corporation ranks ahead of 32% of the 5,283 collectors PlainCollector grades - 68% keep a cleaner CFPB record, on 351 all-time complaints and a 100% timely-response rate.

32nd pct
reputation rank of 5,283 graded collectors
351
CFPB complaints, all-time
100%
answered inside the CFPB window
104
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Regions Financial Corporation?

Regions Financial Corporation has accumulated 351 total CFPB complaints across 28 states, with 104 filed in the most recent 12 months against 247 historical complaints before that window. The trailing-12-month volume represents 29.6% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 100% timely-response rate against a 23% consumer-dispute-after-response rate.

Complaints have been recorded across 28 states, led by Florida with 74 and Texas with 42. Normalized against the full CFPB collector database, the reputation score of 57.0/100 places Regions Financial Corporation in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

351

mid-volume (CCDB)

Last 12 months

104

29.6% of all-time complaints

Rising ↑

States active

28

multi-region footprint

Timely response rate

100%

excellent band

Consumer disputes

23%

elevated (vertical avg ~19%)

Reputation grade

D

57.0/100 composite

How does Regions Financial Corporation's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

57 32nd percentile higher than 32% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Regions Financial Corporation versus the debt-collection vertical average.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 22.5%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 50.0%

Share of US states + territories with at least one filed complaint against this collector.

How does Regions Financial Corporation compare to its peers?

How does REGIONS FINANCIAL CORPORATION compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
REGIONS FINANCIAL CORP… National average
Complaints (last 12 mo)lower is better
104
67
268
Timely-response ratehigher is better
100%
99%
91%
Consumer-dispute ratelower is better
23%
24%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 138
Took or threatened to take negative or legal action - 73
Written notification about debt - 38
Communication tactics - 37
False statements or representation - 29
Cont'd attempts collect debt not owed - 14
Disclosure verification of debt - 10
Improper contact or sharing of info - 4
Threatened to contact someone or share information improperly - 3
Electronic communications - 3

Where do complaints against Regions Financial Corporation come from?

Regions Financial Corporation's own per-state count, not a national baseline.

Top states by complaints against Regions Financial Corporation

Across 28 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Regions Financial Corporation contacts you

A grade of D signals how Regions Financial Corporation's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Regions Financial Corporation and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Regions Financial Corporation ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Regions Financial Corporation? ▼

The most common issue consumers report about Regions Financial Corporation is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 351 complaints filed with the CFPB.

Are complaints against Regions Financial Corporation increasing or decreasing? ▼

Complaints against Regions Financial Corporation are rising. The company received 104 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Regions Financial Corporation's reputation grade? ▼

Regions Financial Corporation has a reputation grade of D (score: 57.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Regions Financial Corporation respond to consumer complaints? ▼

Regions Financial Corporation has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 23% of cases.

In how many states does Regions Financial Corporation operate? ▼

Regions Financial Corporation has received CFPB complaints from consumers in 28 states, with the most complaints from Florida (74 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.