Total CFPB complaints
32
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 32 complaints
Regional Acquisition Group, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 16 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Regional Acquisition Group, Inc.
- Communication tactics
Communication tactics
8 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
4 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
4 complaints
- Disclosure verification of debt
Disclosure verification of debt
4 complaints
- Improper contact or sharing of info 3
Improper contact or sharing of info
3 complaints
- Taking/threatening an illegal action 3
Taking/threatening an illegal action
3 complaints
D
Grade D · 58.1/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Regional Acquisition Group, Inc.?
Regional Acquisition Group, Inc. has accumulated 32 total CFPB complaints across 16 states, with 0 filed in the most recent 12 months against 32 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 69% timely-response rate against a 8% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 16 states, led by Texas with 4 and Florida with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 58.1/100 places Regional Acquisition Group, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
16
Distinct state filings
Timely response rate
69%
Within CFPB SLA window
Consumer disputes
8%
After company response
Reputation grade
D
58.1/100 composite
Response-quality profile
How Regional Acquisition Group, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 68.8%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 15.4%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 28.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Regional Acquisition Group, Inc. compare to its peers?
Regional Acquisition G… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-09 2025-02
Top Consumer Issues
Communication tactics8 (%)
Cont'd attempts collect debt not owed4 (%)
Took or threatened to take negative or legal action4 (%)
Improper contact or sharing of info3 (%)
Disclosure verification of debt4 (%)
Taking/threatening an illegal action3 (%)
Most common issue: Communication tactics — Frequent or repeated calls
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Frequent or repeated calls | 4 |
| Communication tactics | Threatened to take legal action | 4 |
| Cont'd attempts collect debt not owed | Debt is not mine | 4 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 3 |
| Improper contact or sharing of info | Contacted employer after asked not to | 3 |
| Disclosure verification of debt | Not given enough info to verify debt | 2 |
| Taking/threatening an illegal action | Seized/Attempted to seize property | 2 |
| Disclosure verification of debt | Not disclosed as an attempt to collect | 2 |
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 1 |
| Taking/threatening an illegal action | Attempted to/Collected exempt funds | 1 |
Where do complaints against Regional Acquisition Group, Inc. come from?
The states where consumers have filed the most CFPB complaints against Regional Acquisition Group, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Regional Acquisition Group, Inc.
Across 16 states with at least one filing
- Texas
Texas
4 complaints
- Florida
Florida
4 complaints
- Kansas
Kansas
3 complaints
- Wisconsin
Wisconsin
3 complaints
- California
California
3 complaints
- Washington
Washington
2 complaints
- Ohio 1
Ohio
1 complaints
- North Carolina 1
North Carolina
1 complaints
Frequently Asked Questions
What is the most common complaint against Regional Acquisition Group, Inc.? ▼
The most common issue consumers report about Regional Acquisition Group, Inc. is "Communication tactics", specifically "Frequent or repeated calls". This is based on 32 complaints filed with the CFPB.
Are complaints against Regional Acquisition Group, Inc. increasing or decreasing? ▼
Complaints against Regional Acquisition Group, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Regional Acquisition Group, Inc.'s reputation grade? ▼
Regional Acquisition Group, Inc. has a reputation grade of D (score: 58.1/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Regional Acquisition Group, Inc. respond to consumer complaints? ▼
Regional Acquisition Group, Inc. has a 69% timely response rate to CFPB complaints. Consumers disputed the company's response in 8% of cases.
In how many states does Regional Acquisition Group, Inc. operate? ▼
Regional Acquisition Group, Inc. has received CFPB complaints from consumers in 16 states, with the most complaints from Texas (4 complaints).
What can I do if Regional Acquisition Group, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Regional Acquisition Group, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |