This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 29 complaints

Red Target LLC — Debt Collector Complaint Profile

CFPB complaint profile across 13 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Red Target LLC

complaints
Source CFPB Consumer Complaint Database
D

Grade D · 57.7/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

What do CFPB complaints reveal about Red Target LLC?

Red Target LLC has accumulated 29 total CFPB complaints across 13 states, with 13 filed in the most recent 12 months against 16 historical complaints before that window. The trailing-12-month volume represents 44.8% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened to sue you for very old debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 97% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 13 states, led by Florida with 7 and California with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 57.7/100 places Red Target LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

29

All-time across CCDB intake

Last 12 months

13

44.8% of total history

Rising ↑

States active

13

Distinct state filings

Timely response rate

97%

Within CFPB SLA window

Reputation grade

D

57.7/100 composite

Response-quality profile

How Red Target LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 96.6%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 23.2%

Share of US states + territories with at least one filed complaint against this collector.

How does Red Target LLC compare to its peers?

How does Red Target LLC compare? Versus a peer and the national average across 60+ high-volume collectors
Red Target LLC National average
Complaints (last 12 mo)lower is better
13
22,938
250
Timely-response ratehigher is better
97%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2021-04 2026-02

Top Consumer Issues

Took or threatened to take negative or legal action7 (%)
Communication tactics6 (%)
Electronic communications3 (%)
Written notification about debt3 (%)
Attempts to collect debt not owed2 (%)
Threatened to contact someone or share information improperly1 (%)

Most common issue: Took or threatened to take negative or legal action — Threatened to sue you for very old debt

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action Threatened to sue you for very old debt 6
Communication tactics Frequent or repeated calls 4
Electronic communications You told them to stop contacting you, but they keep trying 2
Communication tactics Used obscene, profane, or other abusive language 2
Written notification about debt Didn't receive notice of right to dispute 2
Attempts to collect debt not owed Debt was paid 2
Electronic communications Frequent or repeated messages 1
Threatened to contact someone or share information improperly Contacted your employer 1
Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged 1
Written notification about debt Didn't receive enough information to verify debt 1

Where do complaints against Red Target LLC come from?

The states where consumers have filed the most CFPB complaints against Red Target LLC. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Red Target LLC

Across 13 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Red Target LLC?

The most common issue consumers report about Red Target LLC is "Took or threatened to take negative or legal action", specifically "Threatened to sue you for very old debt". This is based on 29 complaints filed with the CFPB.

Are complaints against Red Target LLC increasing or decreasing?

Complaints against Red Target LLC are rising. The company received 13 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Red Target LLC's reputation grade?

Red Target LLC has a reputation grade of D (score: 57.7/100). This collector has a poor complaint record with above-average complaints and below-average response rates.

Does Red Target LLC respond to consumer complaints?

Red Target LLC has a 97% timely response rate to CFPB complaints.

In how many states does Red Target LLC operate?

Red Target LLC has received CFPB complaints from consumers in 13 states, with the most complaints from Florida (7 complaints).

What can I do if Red Target LLC is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Red Target LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial