This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 16 complaints

Red River Credit Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade C.

Complaints by issue type

What consumers report about Red River Credit Corporation

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 64.3/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: Red River Credit Corporation ranks ahead of 57% of the 5,283 collectors PlainCollector grades - 43% keep a cleaner CFPB record, on 16 all-time complaints and a 100% timely-response rate.

57th pct
reputation rank of 5,283 graded collectors
16
CFPB complaints, all-time
100%
answered inside the CFPB window
13
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Red River Credit Corporation?

Red River Credit Corporation has accumulated 16 total CFPB complaints across 1 states, with 13 filed in the most recent 12 months against 3 historical complaints before that window. The trailing-12-month volume represents 81.3% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened or suggested your credit would be damaged". The company posts a 100% timely-response rate.

Complaints have been recorded across 1 states, led by Oklahoma with 16. Normalized against the full CFPB collector database, the reputation score of 64.3/100 places Red River Credit Corporation in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

16

low-volume (CCDB)

Last 12 months

13

81.3% of all-time complaints

Rising ↑

States active

1

limited footprint

Timely response rate

100%

excellent band

Reputation grade

C

64.3/100 composite

How does Red River Credit Corporation's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

64 57th percentile higher than 57% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). This entry sits in this band. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Red River Credit Corporation versus the debt-collection vertical average.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 1.8%

Share of US states + territories with at least one filed complaint against this collector.

How does Red River Credit Corporation compare to its peers?

How does Red River Credit Corporation compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Red River Credit Corpo… National average
Complaints (last 12 mo)lower is better
13
8
268
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-09 2022-09

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action - 8
Attempts to collect debt not owed - 4
Communication tactics - 4

Where do complaints against Red River Credit Corporation come from?

Red River Credit Corporation's own per-state count, not a national baseline.

Top states by complaints against Red River Credit Corporation

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Red River Credit Corporation contacts you

A grade of C signals how Red River Credit Corporation's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Red River Credit Corporation and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Red River Credit Corporation ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Red River Credit Corporation? ▼

The most common issue consumers report about Red River Credit Corporation is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 16 complaints filed with the CFPB.

Are complaints against Red River Credit Corporation increasing or decreasing? ▼

Complaints against Red River Credit Corporation are rising. The company received 13 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Red River Credit Corporation's reputation grade? ▼

Red River Credit Corporation has a reputation grade of C (score: 64.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Red River Credit Corporation respond to consumer complaints? ▼

Red River Credit Corporation has a 100% timely response rate to CFPB complaints.

In how many states does Red River Credit Corporation operate? ▼

Red River Credit Corporation has received CFPB complaints from consumers in 1 states, with the most complaints from Oklahoma (16 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.