Total CFPB complaints
25
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 25 complaints
Red Cedar Services, Inc — Debt Collector Complaint Profile
CFPB complaint profile across 16 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Red Cedar Services, Inc
- Communication tactics
Communication tactics
10 complaints
- Cont'd attempts collect debt not owed 3
Cont'd attempts collect debt not owed
3 complaints
- Attempts to collect debt not owed 3
Attempts to collect debt not owed
3 complaints
- Taking/threatening an illegal action 2
Taking/threatening an illegal action
2 complaints
- Improper contact or sharing of info 2
Improper contact or sharing of info
2 complaints
- False statements or representation 2
False statements or representation
2 complaints
B
Grade B · 67.0/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Red Cedar Services, Inc?
Red Cedar Services, Inc has accumulated 25 total CFPB complaints across 16 states, with 0 filed in the most recent 12 months against 25 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 88% timely-response rate against a 5% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 16 states, led by Texas with 5 and New Jersey with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 67.0/100 places Red Cedar Services, Inc in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
16
Distinct state filings
Timely response rate
88%
Within CFPB SLA window
Consumer disputes
5%
After company response
Reputation grade
B
67.0/100 composite
Response-quality profile
How Red Cedar Services, Inc performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 88.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 9.5%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 28.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Red Cedar Services, Inc compare to its peers?
Red Cedar Services, In… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-01 2021-01
Top Consumer Issues
Communication tactics10 (%)
Cont'd attempts collect debt not owed3 (%)
Taking/threatening an illegal action2 (%)
Improper contact or sharing of info2 (%)
False statements or representation2 (%)
Attempts to collect debt not owed3 (%)
Most common issue: Communication tactics — Frequent or repeated calls
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Frequent or repeated calls | 4 |
| Communication tactics | Called after sent written cease of comm | 3 |
| Cont'd attempts collect debt not owed | Debt is not mine | 3 |
| Taking/threatening an illegal action | Threatened arrest/jail if do not pay | 2 |
| Improper contact or sharing of info | Contacted me after I asked not to | 2 |
| Communication tactics | Threatened to take legal action | 2 |
| False statements or representation | Impersonated an attorney or official | 2 |
| Attempts to collect debt not owed | Debt is not yours | 2 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 1 |
Where do complaints against Red Cedar Services, Inc come from?
The states where consumers have filed the most CFPB complaints against Red Cedar Services, Inc. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Red Cedar Services, Inc
Across 16 states with at least one filing
- Texas
Texas
5 complaints
- New Jersey
New Jersey
3 complaints
- Washington
Washington
2 complaints
- Illinois
Illinois
2 complaints
- California 1
California
1 complaints
- South Carolina 1
South Carolina
1 complaints
- Virginia 1
Virginia
1 complaints
- Wisconsin 1
Wisconsin
1 complaints
Frequently Asked Questions
What is the most common complaint against Red Cedar Services, Inc? ▼
The most common issue consumers report about Red Cedar Services, Inc is "Communication tactics", specifically "Frequent or repeated calls". This is based on 25 complaints filed with the CFPB.
Are complaints against Red Cedar Services, Inc increasing or decreasing? ▼
Complaints against Red Cedar Services, Inc have been stable. The company received 0 complaints in the last 12 months.
What is Red Cedar Services, Inc's reputation grade? ▼
Red Cedar Services, Inc has a reputation grade of B (score: 67.0/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Red Cedar Services, Inc respond to consumer complaints? ▼
Red Cedar Services, Inc has a 88% timely response rate to CFPB complaints. Consumers disputed the company's response in 5% of cases.
In how many states does Red Cedar Services, Inc operate? ▼
Red Cedar Services, Inc has received CFPB complaints from consumers in 16 states, with the most complaints from Texas (5 complaints).
What can I do if Red Cedar Services, Inc is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Red Cedar Services, Inc violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |