Total CFPB complaints
20
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 20 complaints
Red Cedar Associates LLC — Debt Collector Complaint Profile
CFPB complaint profile across 8 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Red Cedar Associates LLC
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
7 complaints
- Communication tactics
Communication tactics
6 complaints
- False statements or representation
False statements or representation
4 complaints
- Cont'd attempts collect debt not owed 1
Cont'd attempts collect debt not owed
1 complaints
- Taking/threatening an illegal action 1
Taking/threatening an illegal action
1 complaints
- Improper contact or sharing of info 1
Improper contact or sharing of info
1 complaints
D
Grade D · 56.5/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Red Cedar Associates LLC?
Red Cedar Associates LLC has accumulated 20 total CFPB complaints across 8 states, with 0 filed in the most recent 12 months against 20 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Threatened to take legal action", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 65% timely-response rate against a 20% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 8 states, led by California with 6 and Texas with 6, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 56.5/100 places Red Cedar Associates LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
8
Distinct state filings
Timely response rate
65%
Within CFPB SLA window
Consumer disputes
20%
After company response
Reputation grade
D
56.5/100 composite
Response-quality profile
How Red Cedar Associates LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 65.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 40.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 14.3%
Share of US states + territories with at least one filed complaint against this collector.
How does Red Cedar Associates LLC compare to its peers?
Red Cedar Associates L… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-11 2019-05
Top Consumer Issues
Communication tactics6 (%)
False statements or representation4 (%)
Took or threatened to take negative or legal action7 (%)
Cont'd attempts collect debt not owed1 (%)
Taking/threatening an illegal action1 (%)
Improper contact or sharing of info1 (%)
Most common issue: Communication tactics — Threatened to take legal action
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Threatened to take legal action | 6 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 3 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 3 |
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 2 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 2 |
| False statements or representation | Indicated committed crime not paying | 1 |
| Cont'd attempts collect debt not owed | Debt is not mine | 1 |
| Taking/threatening an illegal action | Sued w/o proper notification of suit | 1 |
| Improper contact or sharing of info | Contacted me after I asked not to | 1 |
Where do complaints against Red Cedar Associates LLC come from?
The states where consumers have filed the most CFPB complaints against Red Cedar Associates LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Red Cedar Associates LLC
Across 8 states with at least one filing
- California
California
6 complaints
- Texas
Texas
6 complaints
- Ohio
Ohio
3 complaints
- Indiana 1
Indiana
1 complaints
- Missouri 1
Missouri
1 complaints
- Wisconsin 1
Wisconsin
1 complaints
- Tennessee 1
Tennessee
1 complaints
- Arizona 1
Arizona
1 complaints
Frequently Asked Questions
What is the most common complaint against Red Cedar Associates LLC? ▼
The most common issue consumers report about Red Cedar Associates LLC is "Communication tactics", specifically "Threatened to take legal action". This is based on 20 complaints filed with the CFPB.
Are complaints against Red Cedar Associates LLC increasing or decreasing? ▼
Complaints against Red Cedar Associates LLC have been stable. The company received 0 complaints in the last 12 months.
What is Red Cedar Associates LLC's reputation grade? ▼
Red Cedar Associates LLC has a reputation grade of D (score: 56.5/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Red Cedar Associates LLC respond to consumer complaints? ▼
Red Cedar Associates LLC has a 65% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.
In how many states does Red Cedar Associates LLC operate? ▼
Red Cedar Associates LLC has received CFPB complaints from consumers in 8 states, with the most complaints from California (6 complaints).
What can I do if Red Cedar Associates LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Red Cedar Associates LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |