Total CFPB complaints
40
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 40 complaints
Recuvery LLC — Debt Collector Complaint Profile
CFPB complaint profile across 17 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Recuvery LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
14 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
8 complaints
- Communication tactics
Communication tactics
7 complaints
- Written notification about debt
Written notification about debt
6 complaints
- False statements or representation 5
False statements or representation
5 complaints
D
Grade D · 57.2/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Recuvery LLC?
Recuvery LLC has accumulated 40 total CFPB complaints across 17 states, with 39 filed in the most recent 12 months against 1 historical complaints before that window. The trailing-12-month volume represents 97.5% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 17 states, led by Florida with 8 and Texas with 8, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 57.2/100 places Recuvery LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
39
97.5% of total history
Rising ↑
States active
17
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
D
57.2/100 composite
Response-quality profile
How Recuvery LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 30.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Recuvery LLC compare to its peers?
Recuvery LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-12 2026-02
Top Consumer Issues
Attempts to collect debt not owed14 (%)
Took or threatened to take negative or legal action8 (%)
Written notification about debt6 (%)
False statements or representation5 (%)
Communication tactics7 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 12 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 8 |
| Written notification about debt | Didn't receive enough information to verify debt | 6 |
| False statements or representation | Attempted to collect wrong amount | 5 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 3 |
| Communication tactics | Frequent or repeated calls | 3 |
| Attempts to collect debt not owed | Debt was result of identity theft | 2 |
| Communication tactics | Called before 8am or after 9pm | 1 |
Where do complaints against Recuvery LLC come from?
The states where consumers have filed the most CFPB complaints against Recuvery LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Recuvery LLC
Across 17 states with at least one filing
- Florida
Florida
8 complaints
- Texas
Texas
8 complaints
- Georgia
Georgia
4 complaints
- California 3
California
3 complaints
- Ohio 2
Ohio
2 complaints
- North Carolina 2
North Carolina
2 complaints
- Alabama 2
Alabama
2 complaints
- New York 2
New York
2 complaints
Frequently Asked Questions
What is the most common complaint against Recuvery LLC? ▼
The most common issue consumers report about Recuvery LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 40 complaints filed with the CFPB.
Are complaints against Recuvery LLC increasing or decreasing? ▼
Complaints against Recuvery LLC are rising. The company received 39 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Recuvery LLC's reputation grade? ▼
Recuvery LLC has a reputation grade of D (score: 57.2/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Recuvery LLC respond to consumer complaints? ▼
Recuvery LLC has a 100% timely response rate to CFPB complaints.
In how many states does Recuvery LLC operate? ▼
Recuvery LLC has received CFPB complaints from consumers in 17 states, with the most complaints from Florida (8 complaints).
What can I do if Recuvery LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Recuvery LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |