This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 82 complaints

Recovery Management Solutions LLC - Debt Collector Complaint Profile

CFPB complaint profile across 32 states, reputation grade F.

Complaints by issue type

What consumers report about Recovery Management Solutions LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 41.6/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Recovery Management Solutions LLC ranks ahead of 5% of the 5,283 collectors PlainCollector grades - 95% keep a cleaner CFPB record, on 82 all-time complaints and a 99% timely-response rate.

5th pct
reputation rank of 5,283 graded collectors
82
CFPB complaints, all-time
99%
answered inside the CFPB window
25
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Recovery Management Solutions LLC?

Recovery Management Solutions LLC has accumulated 82 total CFPB complaints across 32 states, with 25 filed in the most recent 12 months against 57 historical complaints before that window. The trailing-12-month volume represents 30.5% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls". The company posts a 99% timely-response rate against a 100% consumer-dispute-after-response rate.

Complaints have been recorded across 32 states, led by California with 9 and Florida with 7. Normalized against the full CFPB collector database, the reputation score of 41.6/100 places Recovery Management Solutions LLC in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

82

low-volume (CCDB)

Last 12 months

25

30.5% of all-time complaints

Rising ↑

States active

32

multi-region footprint

Timely response rate

99%

excellent band

Consumer disputes

100%

high (vertical avg ~19%)

Reputation grade

F

41.6/100 composite

How does Recovery Management Solutions LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

42 Bottom 5% higher than 5% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). This entry sits in this band. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Recovery Management Solutions LLC versus the debt-collection vertical average.

Timely response within SLA 98.6%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 100.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 57.1%

Share of US states + territories with at least one filed complaint against this collector.

How does Recovery Management Solutions LLC compare to its peers?

How does Recovery Management Solutions LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Recovery Management So… National average
Complaints (last 12 mo)lower is better
25
31
268
Timely-response ratehigher is better
99%
100%
91%
Consumer-dispute ratelower is better
100%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Communication tactics - 27
Attempts to collect debt not owed - 16
Took or threatened to take negative or legal action - 15
Threatened to contact someone or share information improperly - 12
Written notification about debt - 11
Cont'd attempts collect debt not owed - 1

Where do complaints against Recovery Management Solutions LLC come from?

Recovery Management Solutions LLC's own per-state count, not a national baseline.

Top states by complaints against Recovery Management Solutions LLC

Across 32 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Recovery Management Solutions LLC contacts you

A grade of F signals how Recovery Management Solutions LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Recovery Management Solutions LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Recovery Management Solutions LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Recovery Management Solutions LLC?

The most common issue consumers report about Recovery Management Solutions LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 82 complaints filed with the CFPB.

Are complaints against Recovery Management Solutions LLC increasing or decreasing?

Complaints against Recovery Management Solutions LLC are rising. The company received 25 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Recovery Management Solutions LLC's reputation grade?

Recovery Management Solutions LLC has a reputation grade of F (score: 41.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Recovery Management Solutions LLC respond to consumer complaints?

Recovery Management Solutions LLC has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.

In how many states does Recovery Management Solutions LLC operate?

Recovery Management Solutions LLC has received CFPB complaints from consumers in 32 states, with the most complaints from California (9 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.