This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 71 complaints

Recovery Management Solutions LLC — Debt Collector Complaint Profile

CFPB complaint profile across 30 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Recovery Management Solutions LLC

complaints
Source CFPB Consumer Complaint Database
F

Grade F · 41.6/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

What do CFPB complaints reveal about Recovery Management Solutions LLC?

Recovery Management Solutions LLC has accumulated 71 total CFPB complaints across 30 states, with 18 filed in the most recent 12 months against 53 historical complaints before that window. The trailing-12-month volume represents 25.4% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 99% timely-response rate against a 100% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 30 states, led by Ohio with 7 and Florida with 7, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 41.6/100 places Recovery Management Solutions LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

71

All-time across CCDB intake

Last 12 months

18

25.4% of total history

Rising ↑

States active

30

Distinct state filings

Timely response rate

99%

Within CFPB SLA window

Consumer disputes

100%

After company response

Reputation grade

F

41.6/100 composite

Response-quality profile

How Recovery Management Solutions LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 98.6%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 100.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 53.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Recovery Management Solutions LLC compare to its peers?

How does Recovery Management Solutions LLC compare? Versus a peer and the national average across 60+ high-volume collectors
Recovery Management So… National average
Complaints (last 12 mo)lower is better
18
22,938
250
Timely-response ratehigher is better
99%
100%
91%
Consumer-dispute ratelower is better
100%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2023-09 2026-03

Top Consumer Issues

Communication tactics20 (%)
Threatened to contact someone or share information improperly9 (%)
Attempts to collect debt not owed14 (%)
Written notification about debt9 (%)
Took or threatened to take negative or legal action12 (%)

Most common issue: Communication tactics — Frequent or repeated calls

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Communication tactics Frequent or repeated calls 16
Threatened to contact someone or share information improperly Talked to a third-party about your debt 9
Attempts to collect debt not owed Debt is not yours 8
Written notification about debt Didn't receive notice of right to dispute 6
Attempts to collect debt not owed Debt was result of identity theft 6
Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged 5
Took or threatened to take negative or legal action Threatened to sue you for very old debt 5
Communication tactics You told them to stop contacting you, but they keep trying 4
Written notification about debt Didn't receive enough information to verify debt 3
Took or threatened to take negative or legal action Seized or attempted to seize your property 2

Where do complaints against Recovery Management Solutions LLC come from?

The states where consumers have filed the most CFPB complaints against Recovery Management Solutions LLC. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Recovery Management Solutions LLC

Across 30 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Recovery Management Solutions LLC?

The most common issue consumers report about Recovery Management Solutions LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 71 complaints filed with the CFPB.

Are complaints against Recovery Management Solutions LLC increasing or decreasing?

Complaints against Recovery Management Solutions LLC are rising. The company received 18 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Recovery Management Solutions LLC's reputation grade?

Recovery Management Solutions LLC has a reputation grade of F (score: 41.6/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.

Does Recovery Management Solutions LLC respond to consumer complaints?

Recovery Management Solutions LLC has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.

In how many states does Recovery Management Solutions LLC operate?

Recovery Management Solutions LLC has received CFPB complaints from consumers in 30 states, with the most complaints from Ohio (7 complaints).

What can I do if Recovery Management Solutions LLC is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Recovery Management Solutions LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial