Total CFPB complaints
30
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 30 complaints
Receivables Management Corporation of America — Debt Collector Complaint Profile
CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Receivables Management Corporation of America
- Attempts to collect debt not owed
Attempts to collect debt not owed
7 complaints
- Written notification about debt
Written notification about debt
6 complaints
- Communication tactics
Communication tactics
6 complaints
- False statements or representation
False statements or representation
5 complaints
- Took or threatened to take negative or legal action 2
Took or threatened to take negative or legal action
2 complaints
C
Grade C · 65.1/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Receivables Management Corporation of America?
Receivables Management Corporation of America has accumulated 30 total CFPB complaints across 2 states, with 0 filed in the most recent 12 months against 30 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 97% timely-response rate against a 20% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 2 states, led by Arkansas with 29 and California with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 65.1/100 places Receivables Management Corporation of America in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
2
Distinct state filings
Timely response rate
97%
Within CFPB SLA window
Consumer disputes
20%
After company response
Reputation grade
C
65.1/100 composite
Response-quality profile
How Receivables Management Corporation of America performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 96.7%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 40.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 3.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Receivables Management Corporation of America compare to its peers?
Receivables Management… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-07 2024-12
Top Consumer Issues
False statements or representation5 (%)
Written notification about debt6 (%)
Communication tactics6 (%)
Attempts to collect debt not owed7 (%)
Took or threatened to take negative or legal action2 (%)
Most common issue: False statements or representation — Attempted to collect wrong amount
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| False statements or representation | Attempted to collect wrong amount | 5 |
| Written notification about debt | Didn't receive notice of right to dispute | 3 |
| Communication tactics | Used obscene, profane, or other abusive language | 3 |
| Attempts to collect debt not owed | Debt is not yours | 3 |
| Written notification about debt | Didn't receive enough information to verify debt | 3 |
| Attempts to collect debt not owed | Debt was result of identity theft | 2 |
| Communication tactics | Frequent or repeated calls | 2 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 2 |
| Attempts to collect debt not owed | Debt was paid | 2 |
| Communication tactics | Used obscene/profane/abusive language | 1 |
Where do complaints against Receivables Management Corporation of America come from?
The states where consumers have filed the most CFPB complaints against Receivables Management Corporation of America. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Receivables Management Corporation of America
Across 2 states with at least one filing
- Arkansas
Arkansas
29 complaints
- California 1
California
1 complaints
Frequently Asked Questions
What is the most common complaint against Receivables Management Corporation of America? ▼
The most common issue consumers report about Receivables Management Corporation of America is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 30 complaints filed with the CFPB.
Are complaints against Receivables Management Corporation of America increasing or decreasing? ▼
Complaints against Receivables Management Corporation of America are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Receivables Management Corporation of America's reputation grade? ▼
Receivables Management Corporation of America has a reputation grade of C (score: 65.1/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Receivables Management Corporation of America respond to consumer complaints? ▼
Receivables Management Corporation of America has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.
In how many states does Receivables Management Corporation of America operate? ▼
Receivables Management Corporation of America has received CFPB complaints from consumers in 2 states, with the most complaints from Arkansas (29 complaints).
What can I do if Receivables Management Corporation of America is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Receivables Management Corporation of America violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |