Total CFPB complaints
33
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 33 complaints
Receivable Solutions Specialist, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 14 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Receivable Solutions Specialist, Inc.
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
12 complaints
- Disclosure verification of debt
Disclosure verification of debt
8 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
5 complaints
- Written notification about debt 3
Written notification about debt
3 complaints
- Attempts to collect debt not owed 2
Attempts to collect debt not owed
2 complaints
- Threatened to contact someone or share information improperly 1
Threatened to contact someone or share information improperly
1 complaints
D
Grade D · 57.9/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Receivable Solutions Specialist, Inc.?
Receivable Solutions Specialist, Inc. has accumulated 33 total CFPB complaints across 14 states, with 0 filed in the most recent 12 months against 33 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 67% timely-response rate against a 5% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 14 states, led by Texas with 14 and Colorado with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 57.9/100 places Receivable Solutions Specialist, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
14
Distinct state filings
Timely response rate
67%
Within CFPB SLA window
Consumer disputes
5%
After company response
Reputation grade
D
57.9/100 composite
Response-quality profile
How Receivable Solutions Specialist, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 66.7%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 9.1%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 25.0%
Share of US states + territories with at least one filed complaint against this collector.
How does Receivable Solutions Specialist, Inc. compare to its peers?
Receivable Solutions S… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2013-12 2019-04
Top Consumer Issues
Cont'd attempts collect debt not owed12 (%)
Disclosure verification of debt8 (%)
Took or threatened to take negative or legal action5 (%)
Written notification about debt3 (%)
Attempts to collect debt not owed2 (%)
Threatened to contact someone or share information improperly1 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 10 |
| Disclosure verification of debt | Not given enough info to verify debt | 5 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 5 |
| Disclosure verification of debt | Right to dispute notice not received | 3 |
| Cont'd attempts collect debt not owed | Debt was paid | 2 |
| Written notification about debt | Didn't receive enough information to verify debt | 2 |
| Attempts to collect debt not owed | Debt is not yours | 1 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 1 |
| Attempts to collect debt not owed | Debt was result of identity theft | 1 |
Where do complaints against Receivable Solutions Specialist, Inc. come from?
The states where consumers have filed the most CFPB complaints against Receivable Solutions Specialist, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Receivable Solutions Specialist, Inc.
Across 14 states with at least one filing
- Texas
Texas
14 complaints
- Colorado 4
Colorado
4 complaints
- Florida 2
Florida
2 complaints
- Tennessee 2
Tennessee
2 complaints
- Maryland 1
Maryland
1 complaints
- Connecticut 1
Connecticut
1 complaints
- Washington 1
Washington
1 complaints
- Mississippi 1
Mississippi
1 complaints
Frequently Asked Questions
What is the most common complaint against Receivable Solutions Specialist, Inc.? ▼
The most common issue consumers report about Receivable Solutions Specialist, Inc. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 33 complaints filed with the CFPB.
Are complaints against Receivable Solutions Specialist, Inc. increasing or decreasing? ▼
Complaints against Receivable Solutions Specialist, Inc. have been stable. The company received 0 complaints in the last 12 months.
What is Receivable Solutions Specialist, Inc.'s reputation grade? ▼
Receivable Solutions Specialist, Inc. has a reputation grade of D (score: 57.9/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Receivable Solutions Specialist, Inc. respond to consumer complaints? ▼
Receivable Solutions Specialist, Inc. has a 67% timely response rate to CFPB complaints. Consumers disputed the company's response in 5% of cases.
In how many states does Receivable Solutions Specialist, Inc. operate? ▼
Receivable Solutions Specialist, Inc. has received CFPB complaints from consumers in 14 states, with the most complaints from Texas (14 complaints).
What can I do if Receivable Solutions Specialist, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Receivable Solutions Specialist, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |