Total CFPB complaints
197
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 197 complaints
Receivable Solutions, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 19 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Receivable Solutions, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
73 complaints
- Written notification about debt
Written notification about debt
33 complaints
- Cont'd attempts collect debt not owed 19
Cont'd attempts collect debt not owed
19 complaints
- False statements or representation 16
False statements or representation
16 complaints
- Communication tactics 10
Communication tactics
10 complaints
- Disclosure verification of debt 9
Disclosure verification of debt
9 complaints
D
Grade D · 55.7/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Receivable Solutions, Inc.?
Receivable Solutions, Inc. has accumulated 197 total CFPB complaints across 19 states, with 0 filed in the most recent 12 months against 197 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 91% timely-response rate against a 20% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 19 states, led by South Carolina with 121 and Missouri with 15, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 55.7/100 places Receivable Solutions, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
19
Distinct state filings
Timely response rate
91%
Within CFPB SLA window
Consumer disputes
20%
After company response
Reputation grade
D
55.7/100 composite
Response-quality profile
How Receivable Solutions, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 90.9%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 40.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 33.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Receivable Solutions, Inc. compare to its peers?
Receivable Solutions, … National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2020-08 2023-02
Top Consumer Issues
Written notification about debt33 (%)
Attempts to collect debt not owed73 (%)
False statements or representation16 (%)
Cont'd attempts collect debt not owed19 (%)
Communication tactics10 (%)
Disclosure verification of debt9 (%)
Took or threatened to take negative or legal action8 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 33 |
| Attempts to collect debt not owed | Debt was result of identity theft | 27 |
| Attempts to collect debt not owed | Debt is not yours | 25 |
| Attempts to collect debt not owed | Debt was paid | 21 |
| False statements or representation | Attempted to collect wrong amount | 16 |
| Cont'd attempts collect debt not owed | Debt is not mine | 12 |
| Communication tactics | Frequent or repeated calls | 10 |
| Disclosure verification of debt | Not given enough info to verify debt | 9 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 8 |
| Cont'd attempts collect debt not owed | Debt was paid | 7 |
Where do complaints against Receivable Solutions, Inc. come from?
The states where consumers have filed the most CFPB complaints against Receivable Solutions, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Receivable Solutions, Inc.
Across 19 states with at least one filing
- South Carolina
South Carolina
121 complaints
- Missouri 15
Missouri
15 complaints
- New York 13
New York
13 complaints
- North Carolina 11
North Carolina
11 complaints
- Georgia 6
Georgia
6 complaints
- Oklahoma 5
Oklahoma
5 complaints
- Arkansas 4
Arkansas
4 complaints
- Pennsylvania 3
Pennsylvania
3 complaints
Frequently Asked Questions
What is the most common complaint against Receivable Solutions, Inc.? ▼
The most common issue consumers report about Receivable Solutions, Inc. is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 197 complaints filed with the CFPB.
Are complaints against Receivable Solutions, Inc. increasing or decreasing? ▼
Complaints against Receivable Solutions, Inc. have been stable. The company received 0 complaints in the last 12 months.
What is Receivable Solutions, Inc.'s reputation grade? ▼
Receivable Solutions, Inc. has a reputation grade of D (score: 55.7/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Receivable Solutions, Inc. respond to consumer complaints? ▼
Receivable Solutions, Inc. has a 91% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.
In how many states does Receivable Solutions, Inc. operate? ▼
Receivable Solutions, Inc. has received CFPB complaints from consumers in 19 states, with the most complaints from South Carolina (121 complaints).
What can I do if Receivable Solutions, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Receivable Solutions, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |