Total CFPB complaints
200
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 200 complaints
Receivable Recovery Services, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 21 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Receivable Recovery Services, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
56 complaints
- Written notification about debt
Written notification about debt
52 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
30 complaints
- False statements or representation 13
False statements or representation
13 complaints
- Disclosure verification of debt 11
Disclosure verification of debt
11 complaints
- Took or threatened to take negative or legal action 6
Took or threatened to take negative or legal action
6 complaints
D
Grade D · 55.8/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Receivable Recovery Services, LLC?
Receivable Recovery Services, LLC has accumulated 200 total CFPB complaints across 21 states, with 10 filed in the most recent 12 months against 190 historical complaints before that window. The trailing-12-month volume represents 5.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 94% timely-response rate against a 23% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 21 states, led by Louisiana with 86 and Florida with 29, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 55.8/100 places Receivable Recovery Services, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
10
5.0% of total history
Falling ↓
States active
21
Distinct state filings
Timely response rate
94%
Within CFPB SLA window
Consumer disputes
23%
After company response
Reputation grade
D
55.8/100 composite
Response-quality profile
How Receivable Recovery Services, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 93.5%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 46.2%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 37.5%
Share of US states + territories with at least one filed complaint against this collector.
How does Receivable Recovery Services, LLC compare to its peers?
Receivable Recovery Se… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2022-06 2025-10
Top Consumer Issues
Attempts to collect debt not owed56 (%)
Written notification about debt52 (%)
Cont'd attempts collect debt not owed30 (%)
False statements or representation13 (%)
Disclosure verification of debt11 (%)
Took or threatened to take negative or legal action6 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 39 |
| Written notification about debt | Didn't receive enough information to verify debt | 35 |
| Cont'd attempts collect debt not owed | Debt is not mine | 17 |
| Written notification about debt | Didn't receive notice of right to dispute | 17 |
| Cont'd attempts collect debt not owed | Debt was paid | 13 |
| False statements or representation | Attempted to collect wrong amount | 13 |
| Disclosure verification of debt | Not given enough info to verify debt | 11 |
| Attempts to collect debt not owed | Debt was result of identity theft | 10 |
| Attempts to collect debt not owed | Debt was paid | 7 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 6 |
Where do complaints against Receivable Recovery Services, LLC come from?
The states where consumers have filed the most CFPB complaints against Receivable Recovery Services, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Receivable Recovery Services, LLC
Across 21 states with at least one filing
- Louisiana
Louisiana
86 complaints
- Florida 29
Florida
29 complaints
- Texas 19
Texas
19 complaints
- Georgia 13
Georgia
13 complaints
- South Carolina 12
South Carolina
12 complaints
- Mississippi 7
Mississippi
7 complaints
- Pennsylvania 6
Pennsylvania
6 complaints
- Alabama 5
Alabama
5 complaints
Frequently Asked Questions
What is the most common complaint against Receivable Recovery Services, LLC? ▼
The most common issue consumers report about Receivable Recovery Services, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 200 complaints filed with the CFPB.
Are complaints against Receivable Recovery Services, LLC increasing or decreasing? ▼
Complaints against Receivable Recovery Services, LLC are falling. The company received 10 complaints in the last 12 months, showing improvement over prior periods.
What is Receivable Recovery Services, LLC's reputation grade? ▼
Receivable Recovery Services, LLC has a reputation grade of D (score: 55.8/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Receivable Recovery Services, LLC respond to consumer complaints? ▼
Receivable Recovery Services, LLC has a 94% timely response rate to CFPB complaints. Consumers disputed the company's response in 23% of cases.
In how many states does Receivable Recovery Services, LLC operate? ▼
Receivable Recovery Services, LLC has received CFPB complaints from consumers in 21 states, with the most complaints from Louisiana (86 complaints).
What can I do if Receivable Recovery Services, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Receivable Recovery Services, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |