Total CFPB complaints
83
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 83 complaints
Receivable Collection Services, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 8 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Receivable Collection Services, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
34 complaints
- Written notification about debt
Written notification about debt
26 complaints
- False statements or representation 12
False statements or representation
12 complaints
- Took or threatened to take negative or legal action 3
Took or threatened to take negative or legal action
3 complaints
- Cont'd attempts collect debt not owed 3
Cont'd attempts collect debt not owed
3 complaints
- Threatened to contact someone or share information improperly 2
Threatened to contact someone or share information improperly
2 complaints
F
Grade F · 52.3/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Receivable Collection Services, LLC?
Receivable Collection Services, LLC has accumulated 83 total CFPB complaints across 8 states, with 14 filed in the most recent 12 months against 69 historical complaints before that window. The trailing-12-month volume represents 16.9% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 77% timely-response rate against a 25% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 8 states, led by New York with 56 and New Jersey with 19, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 52.3/100 places Receivable Collection Services, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
14
16.9% of total history
Rising ↑
States active
8
Distinct state filings
Timely response rate
77%
Within CFPB SLA window
Consumer disputes
25%
After company response
Reputation grade
F
52.3/100 composite
Response-quality profile
How Receivable Collection Services, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 77.1%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 50.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 14.3%
Share of US states + territories with at least one filed complaint against this collector.
How does Receivable Collection Services, LLC compare to its peers?
Receivable Collection … National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2022-09 2026-01
Top Consumer Issues
Written notification about debt26 (%)
Attempts to collect debt not owed34 (%)
False statements or representation12 (%)
Took or threatened to take negative or legal action3 (%)
Cont'd attempts collect debt not owed3 (%)
Threatened to contact someone or share information improperly2 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 26 |
| Attempts to collect debt not owed | Debt is not yours | 21 |
| False statements or representation | Attempted to collect wrong amount | 11 |
| Attempts to collect debt not owed | Debt was paid | 8 |
| Attempts to collect debt not owed | Debt was result of identity theft | 5 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 3 |
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
| Threatened to contact someone or share information improperly | Contacted you after you asked them to stop | 2 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 1 |
| Cont'd attempts collect debt not owed | Debt was paid | 1 |
Where do complaints against Receivable Collection Services, LLC come from?
The states where consumers have filed the most CFPB complaints against Receivable Collection Services, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Receivable Collection Services, LLC
Across 8 states with at least one filing
- New York
New York
56 complaints
- New Jersey 19
New Jersey
19 complaints
- Texas 2
Texas
2 complaints
- Virginia 2
Virginia
2 complaints
- Florida 1
Florida
1 complaints
- New Hampshire 1
New Hampshire
1 complaints
- Georgia 1
Georgia
1 complaints
- North Carolina 1
North Carolina
1 complaints
Frequently Asked Questions
What is the most common complaint against Receivable Collection Services, LLC? ▼
The most common issue consumers report about Receivable Collection Services, LLC is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 83 complaints filed with the CFPB.
Are complaints against Receivable Collection Services, LLC increasing or decreasing? ▼
Complaints against Receivable Collection Services, LLC are rising. The company received 14 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Receivable Collection Services, LLC's reputation grade? ▼
Receivable Collection Services, LLC has a reputation grade of F (score: 52.3/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Receivable Collection Services, LLC respond to consumer complaints? ▼
Receivable Collection Services, LLC has a 77% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.
In how many states does Receivable Collection Services, LLC operate? ▼
Receivable Collection Services, LLC has received CFPB complaints from consumers in 8 states, with the most complaints from New York (56 complaints).
What can I do if Receivable Collection Services, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Receivable Collection Services, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |