Total CFPB complaints
89
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 89 complaints
Rauch-Milliken International, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 28 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Rauch-Milliken International, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
27 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
14 complaints
- Cont'd attempts collect debt not owed 10
Cont'd attempts collect debt not owed
10 complaints
- Communication tactics 8
Communication tactics
8 complaints
- False statements or representation 5
False statements or representation
5 complaints
- Written notification about debt 4
Written notification about debt
4 complaints
D
Grade D · 57.4/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Rauch-Milliken International, Inc.?
Rauch-Milliken International, Inc. has accumulated 89 total CFPB complaints across 28 states, with 11 filed in the most recent 12 months against 78 historical complaints before that window. The trailing-12-month volume represents 12.4% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 88% timely-response rate against a 18% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 28 states, led by California with 15 and Florida with 10, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 57.4/100 places Rauch-Milliken International, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
11
12.4% of total history
Rising ↑
States active
28
Distinct state filings
Timely response rate
88%
Within CFPB SLA window
Consumer disputes
18%
After company response
Reputation grade
D
57.4/100 composite
Response-quality profile
How Rauch-Milliken International, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 87.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 36.4%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 50.0%
Share of US states + territories with at least one filed complaint against this collector.
How does Rauch-Milliken International, Inc. compare to its peers?
Rauch-Milliken Interna… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2021-06 2025-12
Top Consumer Issues
Attempts to collect debt not owed27 (%)
Cont'd attempts collect debt not owed10 (%)
Took or threatened to take negative or legal action14 (%)
Communication tactics8 (%)
False statements or representation5 (%)
Written notification about debt4 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 23 |
| Cont'd attempts collect debt not owed | Debt is not mine | 10 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 6 |
| Communication tactics | Threatened to take legal action | 5 |
| False statements or representation | Attempted to collect wrong amount | 5 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 5 |
| Attempts to collect debt not owed | Debt was paid | 4 |
| Written notification about debt | Didn't receive enough information to verify debt | 4 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 3 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 3 |
Where do complaints against Rauch-Milliken International, Inc. come from?
The states where consumers have filed the most CFPB complaints against Rauch-Milliken International, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Rauch-Milliken International, Inc.
Across 28 states with at least one filing
- California
California
15 complaints
- Florida
Florida
10 complaints
- Texas
Texas
8 complaints
- Massachusetts 5
Massachusetts
5 complaints
- New York 5
New York
5 complaints
- Illinois 4
Illinois
4 complaints
- Tennessee 3
Tennessee
3 complaints
- Michigan 3
Michigan
3 complaints
Frequently Asked Questions
What is the most common complaint against Rauch-Milliken International, Inc.? ▼
The most common issue consumers report about Rauch-Milliken International, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 89 complaints filed with the CFPB.
Are complaints against Rauch-Milliken International, Inc. increasing or decreasing? ▼
Complaints against Rauch-Milliken International, Inc. are rising. The company received 11 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Rauch-Milliken International, Inc.'s reputation grade? ▼
Rauch-Milliken International, Inc. has a reputation grade of D (score: 57.4/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Rauch-Milliken International, Inc. respond to consumer complaints? ▼
Rauch-Milliken International, Inc. has a 88% timely response rate to CFPB complaints. Consumers disputed the company's response in 18% of cases.
In how many states does Rauch-Milliken International, Inc. operate? ▼
Rauch-Milliken International, Inc. has received CFPB complaints from consumers in 28 states, with the most complaints from California (15 complaints).
What can I do if Rauch-Milliken International, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Rauch-Milliken International, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |