Total CFPB complaints
172
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 172 complaints
RAS LaVrar, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 9 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about RAS LaVrar, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
66 complaints
- Written notification about debt
Written notification about debt
37 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
31 complaints
- False statements or representation 13
False statements or representation
13 complaints
F
Grade F · 49.2/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about RAS LaVrar, LLC?
RAS LaVrar, LLC has accumulated 172 total CFPB complaints across 9 states, with 31 filed in the most recent 12 months against 141 historical complaints before that window. The trailing-12-month volume represents 18.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 92% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 9 states, led by Florida with 91 and Georgia with 38, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 49.2/100 places RAS LaVrar, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
31
18.0% of total history
Stable →
States active
9
Distinct state filings
Timely response rate
92%
Within CFPB SLA window
Reputation grade
F
49.2/100 composite
Response-quality profile
How RAS LaVrar, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 92.4%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 16.1%
Share of US states + territories with at least one filed complaint against this collector.
How does RAS LaVrar, LLC compare to its peers?
RAS LaVrar, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-01 2026-01
Top Consumer Issues
Attempts to collect debt not owed66 (%)
Written notification about debt37 (%)
Took or threatened to take negative or legal action31 (%)
False statements or representation13 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 35 |
| Written notification about debt | Didn't receive enough information to verify debt | 29 |
| Attempts to collect debt not owed | Debt was result of identity theft | 22 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 14 |
| False statements or representation | Attempted to collect wrong amount | 13 |
| Attempts to collect debt not owed | Debt was paid | 9 |
| Written notification about debt | Didn't receive notice of right to dispute | 8 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 8 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 5 |
| Took or threatened to take negative or legal action | Collected or attempted to collect exempt funds | 4 |
Where do complaints against RAS LaVrar, LLC come from?
The states where consumers have filed the most CFPB complaints against RAS LaVrar, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against RAS LaVrar, LLC
Across 9 states with at least one filing
- Florida
Florida
91 complaints
- Georgia
Georgia
38 complaints
- Virginia 16
Virginia
16 complaints
- Pennsylvania 13
Pennsylvania
13 complaints
- South Carolina 8
South Carolina
8 complaints
- New York 1
New York
1 complaints
- Kentucky 1
Kentucky
1 complaints
- California 1
California
1 complaints
Frequently Asked Questions
What is the most common complaint against RAS LaVrar, LLC? ▼
The most common issue consumers report about RAS LaVrar, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 172 complaints filed with the CFPB.
Are complaints against RAS LaVrar, LLC increasing or decreasing? ▼
Complaints against RAS LaVrar, LLC have been stable. The company received 31 complaints in the last 12 months.
What is RAS LaVrar, LLC's reputation grade? ▼
RAS LaVrar, LLC has a reputation grade of F (score: 49.2/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does RAS LaVrar, LLC respond to consumer complaints? ▼
RAS LaVrar, LLC has a 92% timely response rate to CFPB complaints.
In how many states does RAS LaVrar, LLC operate? ▼
RAS LaVrar, LLC has received CFPB complaints from consumers in 9 states, with the most complaints from Florida (91 complaints).
What can I do if RAS LaVrar, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If RAS LaVrar, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |