Total CFPB complaints
5
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 5 complaints
Rainier Financial Group, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Rainier Financial Group, LLC
- Threatened to contact someone or share information improperly
Threatened to contact someone or share information improperly
2 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
1 complaints
- False statements or representation
False statements or representation
1 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
1 complaints
A
Grade A · 83.6/100 composite
This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.
What do CFPB complaints reveal about Rainier Financial Group, LLC?
Rainier Financial Group, LLC has accumulated 5 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 5 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Threatened to contact someone or share information improperly", narrowing to "Contacted your employer", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 1 states, led by Utah with 5, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 83.6/100 places Rainier Financial Group, LLC in grade band A, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
1
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
A
83.6/100 composite
Response-quality profile
How Rainier Financial Group, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 1.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Rainier Financial Group, LLC compare to its peers?
Rainier Financial Grou… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2016-11 2024-10
Top Consumer Issues
Threatened to contact someone or share information improperly2 (%)
Took or threatened to take negative or legal action1 (%)
False statements or representation1 (%)
Cont'd attempts collect debt not owed1 (%)
Most common issue: Threatened to contact someone or share information improperly — Contacted your employer
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Threatened to contact someone or share information improperly | Contacted your employer | 2 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Cont'd attempts collect debt not owed | Debt is not mine | 1 |
Where do complaints against Rainier Financial Group, LLC come from?
The states where consumers have filed the most CFPB complaints against Rainier Financial Group, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Rainier Financial Group, LLC
Across 1 states with at least one filing
- Utah
Utah
5 complaints
Frequently Asked Questions
What is the most common complaint against Rainier Financial Group, LLC? ▼
The most common issue consumers report about Rainier Financial Group, LLC is "Threatened to contact someone or share information improperly", specifically "Contacted your employer". This is based on 5 complaints filed with the CFPB.
Are complaints against Rainier Financial Group, LLC increasing or decreasing? ▼
Complaints against Rainier Financial Group, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Rainier Financial Group, LLC's reputation grade? ▼
Rainier Financial Group, LLC has a reputation grade of A (score: 83.6/100). This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.
Does Rainier Financial Group, LLC respond to consumer complaints? ▼
Rainier Financial Group, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Rainier Financial Group, LLC operate? ▼
Rainier Financial Group, LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Utah (5 complaints).
What can I do if Rainier Financial Group, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Rainier Financial Group, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |