Total CFPB complaints
27
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 27 complaints
RAB PERFORMANCE RECOVERIES, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 11 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about RAB PERFORMANCE RECOVERIES, LLC
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
4 complaints
- Written notification about debt
Written notification about debt
3 complaints
- False statements or representation
False statements or representation
3 complaints
- Taking/threatening an illegal action
Taking/threatening an illegal action
3 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
3 complaints
- Communication tactics
Communication tactics
2 complaints
C
Grade C · 64.1/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about RAB PERFORMANCE RECOVERIES, LLC?
RAB PERFORMANCE RECOVERIES, LLC has accumulated 27 total CFPB complaints across 11 states, with 1 filed in the most recent 12 months against 26 historical complaints before that window. The trailing-12-month volume represents 3.7% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 89% timely-response rate against a 15% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 11 states, led by New Jersey with 7 and Michigan with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 64.1/100 places RAB PERFORMANCE RECOVERIES, LLC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
1
3.7% of total history
Rising ↑
States active
11
Distinct state filings
Timely response rate
89%
Within CFPB SLA window
Consumer disputes
15%
After company response
Reputation grade
C
64.1/100 composite
Response-quality profile
How RAB PERFORMANCE RECOVERIES, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 88.9%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 30.8%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 19.6%
Share of US states + territories with at least one filed complaint against this collector.
How does RAB PERFORMANCE RECOVERIES, LLC compare to its peers?
RAB PERFORMANCE RECOVE… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-12 2026-02
Top Consumer Issues
Written notification about debt3 (%)
False statements or representation3 (%)
Taking/threatening an illegal action3 (%)
Took or threatened to take negative or legal action3 (%)
Cont'd attempts collect debt not owed4 (%)
Communication tactics2 (%)
Attempts to collect debt not owed1 (%)
Disclosure verification of debt1 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 3 |
| False statements or representation | Attempted to collect wrong amount | 3 |
| Taking/threatening an illegal action | Sued w/o proper notification of suit | 3 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 2 |
| Cont'd attempts collect debt not owed | Debt was paid | 2 |
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
| Communication tactics | Frequent or repeated calls | 2 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Disclosure verification of debt | Not given enough info to verify debt | 1 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
Where do complaints against RAB PERFORMANCE RECOVERIES, LLC come from?
The states where consumers have filed the most CFPB complaints against RAB PERFORMANCE RECOVERIES, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against RAB PERFORMANCE RECOVERIES, LLC
Across 11 states with at least one filing
- New Jersey
New Jersey
7 complaints
- Michigan
Michigan
4 complaints
- Georgia
Georgia
4 complaints
- New York
New York
3 complaints
- Colorado 2
Colorado
2 complaints
- Indiana 2
Indiana
2 complaints
- Nebraska 1
Nebraska
1 complaints
- Connecticut 1
Connecticut
1 complaints
Frequently Asked Questions
What is the most common complaint against RAB PERFORMANCE RECOVERIES, LLC? ▼
The most common issue consumers report about RAB PERFORMANCE RECOVERIES, LLC is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 27 complaints filed with the CFPB.
Are complaints against RAB PERFORMANCE RECOVERIES, LLC increasing or decreasing? ▼
Complaints against RAB PERFORMANCE RECOVERIES, LLC are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is RAB PERFORMANCE RECOVERIES, LLC's reputation grade? ▼
RAB PERFORMANCE RECOVERIES, LLC has a reputation grade of C (score: 64.1/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does RAB PERFORMANCE RECOVERIES, LLC respond to consumer complaints? ▼
RAB PERFORMANCE RECOVERIES, LLC has a 89% timely response rate to CFPB complaints. Consumers disputed the company's response in 15% of cases.
In how many states does RAB PERFORMANCE RECOVERIES, LLC operate? ▼
RAB PERFORMANCE RECOVERIES, LLC has received CFPB complaints from consumers in 11 states, with the most complaints from New Jersey (7 complaints).
What can I do if RAB PERFORMANCE RECOVERIES, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If RAB PERFORMANCE RECOVERIES, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |