This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 45 complaints

Professional Recovery Consultants, Inc. — Debt Collector Complaint Profile

CFPB complaint profile across 11 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Professional Recovery Consultants, Inc.

complaints
Source CFPB Consumer Complaint Database
C

Grade C · 62.9/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

What do CFPB complaints reveal about Professional Recovery Consultants, Inc.?

Professional Recovery Consultants, Inc. has accumulated 45 total CFPB complaints across 11 states, with 0 filed in the most recent 12 months against 45 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 98% timely-response rate against a 22% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 11 states, led by North Carolina with 20 and Georgia with 9, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 62.9/100 places Professional Recovery Consultants, Inc. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

45

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

11

Distinct state filings

Timely response rate

98%

Within CFPB SLA window

Consumer disputes

22%

After company response

Reputation grade

C

62.9/100 composite

Response-quality profile

How Professional Recovery Consultants, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 97.8%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 44.4%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 19.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Professional Recovery Consultants, Inc. compare to its peers?

How does Professional Recovery Consultants, Inc. compare? Versus a peer and the national average across 60+ high-volume collectors
Professional Recovery … National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
98%
100%
91%
Consumer-dispute ratelower is better
22%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2017-03 2020-10

Top Consumer Issues

Attempts to collect debt not owed14 (%)
Communication tactics7 (%)
Cont'd attempts collect debt not owed6 (%)
Written notification about debt6 (%)
False statements or representation4 (%)
Disclosure verification of debt2 (%)

Most common issue: Attempts to collect debt not owed — Debt is not yours

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed Debt is not yours 12
Communication tactics Frequent or repeated calls 6
Cont'd attempts collect debt not owed Debt is not mine 4
Written notification about debt Didn't receive enough information to verify debt 4
False statements or representation Attempted to collect wrong amount 4
Disclosure verification of debt Right to dispute notice not received 2
Cont'd attempts collect debt not owed Debt was paid 2
Written notification about debt Didn't receive notice of right to dispute 2
Attempts to collect debt not owed Debt was paid 2
Communication tactics You told them to stop contacting you, but they keep trying 1

Where do complaints against Professional Recovery Consultants, Inc. come from?

The states where consumers have filed the most CFPB complaints against Professional Recovery Consultants, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Professional Recovery Consultants, Inc.

Across 11 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Professional Recovery Consultants, Inc.?

The most common issue consumers report about Professional Recovery Consultants, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 45 complaints filed with the CFPB.

Are complaints against Professional Recovery Consultants, Inc. increasing or decreasing?

Complaints against Professional Recovery Consultants, Inc. have been stable. The company received 0 complaints in the last 12 months.

What is Professional Recovery Consultants, Inc.'s reputation grade?

Professional Recovery Consultants, Inc. has a reputation grade of C (score: 62.9/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.

Does Professional Recovery Consultants, Inc. respond to consumer complaints?

Professional Recovery Consultants, Inc. has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 22% of cases.

In how many states does Professional Recovery Consultants, Inc. operate?

Professional Recovery Consultants, Inc. has received CFPB complaints from consumers in 11 states, with the most complaints from North Carolina (20 complaints).

What can I do if Professional Recovery Consultants, Inc. is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Professional Recovery Consultants, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial