This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 28 complaints

Porania, LLC — Debt Collector Complaint Profile

CFPB complaint profile across 13 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Porania, LLC

complaints
Source CFPB Consumer Complaint Database
F

Grade F · 36.7/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

What do CFPB complaints reveal about Porania, LLC?

Porania, LLC has accumulated 28 total CFPB complaints across 13 states, with 7 filed in the most recent 12 months against 21 historical complaints before that window. The trailing-12-month volume represents 25.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was result of identity theft", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 36% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 13 states, led by Georgia with 9 and Florida with 5, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 36.7/100 places Porania, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

28

All-time across CCDB intake

Last 12 months

7

25.0% of total history

Rising ↑

States active

13

Distinct state filings

Timely response rate

36%

Within CFPB SLA window

Reputation grade

F

36.7/100 composite

Response-quality profile

How Porania, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 35.7%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 23.2%

Share of US states + territories with at least one filed complaint against this collector.

How does Porania, LLC compare to its peers?

How does Porania, LLC compare? Versus a peer and the national average across 60+ high-volume collectors
Porania, LLC National average
Complaints (last 12 mo)lower is better
7
22,938
250
Timely-response ratehigher is better
36%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2018-08 2026-01

Top Consumer Issues

Attempts to collect debt not owed21 (%)
Written notification about debt3 (%)
Took or threatened to take negative or legal action2 (%)
False statements or representation2 (%)

Most common issue: Attempts to collect debt not owed — Debt was result of identity theft

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed Debt was result of identity theft 10
Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed 8
Attempts to collect debt not owed Debt is not yours 3
Written notification about debt Didn't receive enough information to verify debt 3
Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged 1
Took or threatened to take negative or legal action Seized or attempted to seize your property 1
False statements or representation Told you not to respond to a lawsuit they filed against you 1
False statements or representation Attempted to collect wrong amount 1

Where do complaints against Porania, LLC come from?

The states where consumers have filed the most CFPB complaints against Porania, LLC. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Porania, LLC

Across 13 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Porania, LLC?

The most common issue consumers report about Porania, LLC is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 28 complaints filed with the CFPB.

Are complaints against Porania, LLC increasing or decreasing?

Complaints against Porania, LLC are rising. The company received 7 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Porania, LLC's reputation grade?

Porania, LLC has a reputation grade of F (score: 36.7/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.

Does Porania, LLC respond to consumer complaints?

Porania, LLC has a 36% timely response rate to CFPB complaints.

In how many states does Porania, LLC operate?

Porania, LLC has received CFPB complaints from consumers in 13 states, with the most complaints from Georgia (9 complaints).

What can I do if Porania, LLC is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Porania, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial