Total CFPB complaints
345
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 345 complaints
PMAB,LLC — Debt Collector Complaint Profile
CFPB complaint profile across 26 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about PMAB,LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
125 complaints
- Written notification about debt
Written notification about debt
69 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
53 complaints
- False statements or representation 20
False statements or representation
20 complaints
- Disclosure verification of debt 17
Disclosure verification of debt
17 complaints
- Communication tactics 15
Communication tactics
15 complaints
D
Grade D · 54.4/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about PMAB,LLC?
PMAB,LLC has accumulated 345 total CFPB complaints across 26 states, with 0 filed in the most recent 12 months against 345 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 86% timely-response rate against a 13% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 26 states, led by North Carolina with 180 and South Carolina with 56, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 54.4/100 places PMAB,LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
26
Distinct state filings
Timely response rate
86%
Within CFPB SLA window
Consumer disputes
13%
After company response
Reputation grade
D
54.4/100 composite
Response-quality profile
How PMAB,LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 86.1%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 25.7%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 46.4%
Share of US states + territories with at least one filed complaint against this collector.
How does PMAB,LLC compare to its peers?
PMAB,LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2018-11 2020-10
Top Consumer Issues
Attempts to collect debt not owed125 (%)
Written notification about debt69 (%)
Cont'd attempts collect debt not owed53 (%)
False statements or representation20 (%)
Disclosure verification of debt17 (%)
Communication tactics15 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 76 |
| Written notification about debt | Didn't receive enough information to verify debt | 48 |
| Cont'd attempts collect debt not owed | Debt is not mine | 28 |
| Attempts to collect debt not owed | Debt was paid | 27 |
| Cont'd attempts collect debt not owed | Debt was paid | 25 |
| Attempts to collect debt not owed | Debt was result of identity theft | 22 |
| Written notification about debt | Didn't receive notice of right to dispute | 21 |
| False statements or representation | Attempted to collect wrong amount | 20 |
| Disclosure verification of debt | Not given enough info to verify debt | 17 |
| Communication tactics | Frequent or repeated calls | 15 |
Where do complaints against PMAB,LLC come from?
The states where consumers have filed the most CFPB complaints against PMAB,LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against PMAB,LLC
Across 26 states with at least one filing
- North Carolina
North Carolina
180 complaints
- South Carolina 56
South Carolina
56 complaints
- Georgia 20
Georgia
20 complaints
- Florida 17
Florida
17 complaints
- Virginia 13
Virginia
13 complaints
- Texas 10
Texas
10 complaints
- Tennessee 6
Tennessee
6 complaints
- New York 5
New York
5 complaints
Frequently Asked Questions
What is the most common complaint against PMAB,LLC? ▼
The most common issue consumers report about PMAB,LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 345 complaints filed with the CFPB.
Are complaints against PMAB,LLC increasing or decreasing? ▼
Complaints against PMAB,LLC have been stable. The company received 0 complaints in the last 12 months.
What is PMAB,LLC's reputation grade? ▼
PMAB,LLC has a reputation grade of D (score: 54.4/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does PMAB,LLC respond to consumer complaints? ▼
PMAB,LLC has a 86% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.
In how many states does PMAB,LLC operate? ▼
PMAB,LLC has received CFPB complaints from consumers in 26 states, with the most complaints from North Carolina (180 complaints).
What can I do if PMAB,LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If PMAB,LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |