This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 77 complaints

Pinnacle Asset Management, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 30 states, reputation grade F.

Complaints by issue type

What consumers report about Pinnacle Asset Management, LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 40.0/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Pinnacle Asset Management, LLC ranks ahead of 4% of the 5,283 collectors PlainCollector grades - 96% keep a cleaner CFPB record, on 77 all-time complaints and a 27% timely-response rate.

4th pct
reputation rank of 5,283 graded collectors
77
CFPB complaints, all-time
27%
answered inside the CFPB window
0
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Pinnacle Asset Management, LLC?

Pinnacle Asset Management, LLC has accumulated 77 total CFPB complaints across 30 states, with 0 filed in the most recent 12 months against 77 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine". The company posts a 27% timely-response rate against a 3% consumer-dispute-after-response rate.

Complaints have been recorded across 30 states, led by Texas with 13 and California with 8. Normalized against the full CFPB collector database, the reputation score of 40.0/100 places Pinnacle Asset Management, LLC in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

77

low-volume (CCDB)

Last 12 months

0

0.0% of all-time complaints

Falling ↓

States active

30

multi-region footprint

Timely response rate

27%

below sla band

Consumer disputes

3%

low (vertical avg ~19%)

Reputation grade

F

40.0/100 composite

How does Pinnacle Asset Management, LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

40 Bottom 4% higher than 4% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). This entry sits in this band. 40–50: 583 graded collectors (11%). Above this entry. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Pinnacle Asset Management, LLC versus the debt-collection vertical average.

Timely response within SLA 27.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 2.9%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 53.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Pinnacle Asset Management, LLC compare to its peers?

How does Pinnacle Asset Management, LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Pinnacle Asset Managem… National average
Complaints (last 12 mo)lower is better
0
10
268
Timely-response ratehigher is better
27%
87%
91%
Consumer-dispute ratelower is better
3%
14%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-12 2019-10

Issue Detail Breakdown

Issue Sub-Issue Complaints
Cont'd attempts collect debt not owed - 19
Disclosure verification of debt - 10
Taking/threatening an illegal action - 10
Communication tactics - 9
Attempts to collect debt not owed - 8
Improper contact or sharing of info - 8
Took or threatened to take negative or legal action - 5
False statements or representation - 5
Written notification about debt - 3

Where do complaints against Pinnacle Asset Management, LLC come from?

Pinnacle Asset Management, LLC's own per-state count, not a national baseline.

Top states by complaints against Pinnacle Asset Management, LLC

Across 30 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Pinnacle Asset Management, LLC contacts you

A grade of F signals how Pinnacle Asset Management, LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Pinnacle Asset Management, LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Pinnacle Asset Management, LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Pinnacle Asset Management, LLC? ▼

The most common issue consumers report about Pinnacle Asset Management, LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 77 complaints filed with the CFPB.

Are complaints against Pinnacle Asset Management, LLC increasing or decreasing? ▼

Complaints against Pinnacle Asset Management, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Pinnacle Asset Management, LLC's reputation grade? ▼

Pinnacle Asset Management, LLC has a reputation grade of F (score: 40.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Pinnacle Asset Management, LLC respond to consumer complaints? ▼

Pinnacle Asset Management, LLC has a 27% timely response rate to CFPB complaints. Consumers disputed the company's response in 3% of cases.

In how many states does Pinnacle Asset Management, LLC operate? ▼

Pinnacle Asset Management, LLC has received CFPB complaints from consumers in 30 states, with the most complaints from Texas (13 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.