This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 37 complaints

Physicians & Dentists Credit Bureau — Debt Collector Complaint Profile

CFPB complaint profile across 5 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Physicians & Dentists Credit Bureau

complaints
Source CFPB Consumer Complaint Database
F

Grade F · 51.1/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

What do CFPB complaints reveal about Physicians & Dentists Credit Bureau?

Physicians & Dentists Credit Bureau has accumulated 37 total CFPB complaints across 5 states, with 0 filed in the most recent 12 months against 37 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Disclosure verification of debt", narrowing to "Not given enough info to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 65% timely-response rate against a 27% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 5 states, led by Washington with 33 and Georgia with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 51.1/100 places Physicians & Dentists Credit Bureau in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

37

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

5

Distinct state filings

Timely response rate

65%

Within CFPB SLA window

Consumer disputes

27%

After company response

Reputation grade

F

51.1/100 composite

Response-quality profile

How Physicians & Dentists Credit Bureau performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 64.9%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 53.8%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 8.9%

Share of US states + territories with at least one filed complaint against this collector.

How does Physicians & Dentists Credit Bureau compare to its peers?

How does Physicians & Dentists Credit Bureau compare? Versus a peer and the national average across 60+ high-volume collectors
Physicians & Dentists … National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
65%
100%
91%
Consumer-dispute ratelower is better
27%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2014-08 2023-06

Top Consumer Issues

Disclosure verification of debt10 (%)
Written notification about debt4 (%)
False statements or representation3 (%)
Cont'd attempts collect debt not owed3 (%)
Communication tactics3 (%)
Improper contact or sharing of info3 (%)
Attempts to collect debt not owed2 (%)
Threatened to contact someone or share information improperly2 (%)

Most common issue: Disclosure verification of debt — Not given enough info to verify debt

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Disclosure verification of debt Not given enough info to verify debt 10
Written notification about debt Didn't receive enough information to verify debt 4
False statements or representation Attempted to collect wrong amount 3
Cont'd attempts collect debt not owed Debt was paid 3
Communication tactics Frequent or repeated calls 3
Improper contact or sharing of info Contacted employer after asked not to 2
Attempts to collect debt not owed Debt is not yours 2
Threatened to contact someone or share information improperly Contacted you after you asked them to stop 1
Improper contact or sharing of info Talked to a third party about my debt 1
Threatened to contact someone or share information improperly Contacted your employer 1

Where do complaints against Physicians & Dentists Credit Bureau come from?

The states where consumers have filed the most CFPB complaints against Physicians & Dentists Credit Bureau. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Physicians & Dentists Credit Bureau

Across 5 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Physicians & Dentists Credit Bureau?

The most common issue consumers report about Physicians & Dentists Credit Bureau is "Disclosure verification of debt", specifically "Not given enough info to verify debt". This is based on 37 complaints filed with the CFPB.

Are complaints against Physicians & Dentists Credit Bureau increasing or decreasing?

Complaints against Physicians & Dentists Credit Bureau have been stable. The company received 0 complaints in the last 12 months.

What is Physicians & Dentists Credit Bureau's reputation grade?

Physicians & Dentists Credit Bureau has a reputation grade of F (score: 51.1/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.

Does Physicians & Dentists Credit Bureau respond to consumer complaints?

Physicians & Dentists Credit Bureau has a 65% timely response rate to CFPB complaints. Consumers disputed the company's response in 27% of cases.

In how many states does Physicians & Dentists Credit Bureau operate?

Physicians & Dentists Credit Bureau has received CFPB complaints from consumers in 5 states, with the most complaints from Washington (33 complaints).

What can I do if Physicians & Dentists Credit Bureau is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Physicians & Dentists Credit Bureau violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial