This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 4 complaints

Phelan Hallinan & Jones, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade F.

Complaints by issue type

What consumers report about Phelan Hallinan & Jones, LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 43.3/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Phelan Hallinan & Jones, LLC ranks ahead of 6% of the 5,283 collectors PlainCollector grades - 94% keep a cleaner CFPB record, on 4 all-time complaints and a 50% timely-response rate.

6th pct
reputation rank of 5,283 graded collectors
4
CFPB complaints, all-time
50%
answered inside the CFPB window
0
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Phelan Hallinan & Jones, LLC?

Phelan Hallinan & Jones, LLC has accumulated 4 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 4 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Taking/threatening an illegal action", narrowing to "Didn't receive enough information to verify debt". The company posts a 50% timely-response rate against a 100% consumer-dispute-after-response rate.

Complaints have been recorded across 1 states, led by Georgia with 4. Normalized against the full CFPB collector database, the reputation score of 43.3/100 places Phelan Hallinan & Jones, LLC in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

4

low-volume (CCDB)

Last 12 months

0

0.0% of all-time complaints

Falling ↓

States active

1

limited footprint

Timely response rate

50%

below sla band

Consumer disputes

100%

high (vertical avg ~19%)

Reputation grade

F

43.3/100 composite

How does Phelan Hallinan & Jones, LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

43 Bottom 6% higher than 6% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). This entry sits in this band. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Phelan Hallinan & Jones, LLC versus the debt-collection vertical average.

Timely response within SLA 50.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 100.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 1.8%

Share of US states + territories with at least one filed complaint against this collector.

How does Phelan Hallinan & Jones, LLC compare to its peers?

How does Phelan Hallinan & Jones, LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Phelan Hallinan & Jone… National average
Complaints (last 12 mo)lower is better
0
3
268
Timely-response ratehigher is better
50%
100%
91%
Consumer-dispute ratelower is better
100%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-12 2023-12

Issue Detail Breakdown

Issue Sub-Issue Complaints
Taking/threatening an illegal action - 2
Written notification about debt - 1
Took or threatened to take negative or legal action - 1

Where do complaints against Phelan Hallinan & Jones, LLC come from?

Phelan Hallinan & Jones, LLC's own per-state count, not a national baseline.

Top states by complaints against Phelan Hallinan & Jones, LLC

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Phelan Hallinan & Jones, LLC contacts you

A grade of F signals how Phelan Hallinan & Jones, LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Phelan Hallinan & Jones, LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Phelan Hallinan & Jones, LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Phelan Hallinan & Jones, LLC? ▼

The most common issue consumers report about Phelan Hallinan & Jones, LLC is "Taking/threatening an illegal action", specifically "Didn't receive enough information to verify debt". This is based on 4 complaints filed with the CFPB.

Are complaints against Phelan Hallinan & Jones, LLC increasing or decreasing? ▼

Complaints against Phelan Hallinan & Jones, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Phelan Hallinan & Jones, LLC's reputation grade? ▼

Phelan Hallinan & Jones, LLC has a reputation grade of F (score: 43.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Phelan Hallinan & Jones, LLC respond to consumer complaints? ▼

Phelan Hallinan & Jones, LLC has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.

In how many states does Phelan Hallinan & Jones, LLC operate? ▼

Phelan Hallinan & Jones, LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Georgia (4 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, more than 1,139,000 debt collection complaints have been logged nationwide as of July 2026. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.