This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 10 complaints

Peritus Portfolio Services II, LLC — Debt Collector Complaint Profile

CFPB complaint profile across 6 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Peritus Portfolio Services II, LLC

complaints
Source CFPB Consumer Complaint Database
B

Grade B · 65.7/100 composite

This collector has a good complaint record with relatively few complaints and responsive customer service.

What do CFPB complaints reveal about Peritus Portfolio Services II, LLC?

Peritus Portfolio Services II, LLC has accumulated 10 total CFPB complaints across 6 states, with 5 filed in the most recent 12 months against 5 historical complaints before that window. The trailing-12-month volume represents 50.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was already discharged in bankruptcy and is no longer owed", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 6 states, led by Maryland with 3 and Virginia with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 65.7/100 places Peritus Portfolio Services II, LLC in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

10

All-time across CCDB intake

Last 12 months

5

50.0% of total history

Rising ↑

States active

6

Distinct state filings

Timely response rate

100%

Within CFPB SLA window

Reputation grade

B

65.7/100 composite

Response-quality profile

How Peritus Portfolio Services II, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 10.7%

Share of US states + territories with at least one filed complaint against this collector.

How does Peritus Portfolio Services II, LLC compare to its peers?

How does Peritus Portfolio Services II, LLC compare? Versus a peer and the national average across 60+ high-volume collectors
Peritus Portfolio Serv… National average
Complaints (last 12 mo)lower is better
5
22,938
250
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2018-12 2026-02

Top Consumer Issues

Attempts to collect debt not owed5 (%)
False statements or representation2 (%)
Written notification about debt1 (%)
Took or threatened to take negative or legal action2 (%)

Most common issue: Attempts to collect debt not owed — Debt was already discharged in bankruptcy and is no longer owed

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed 4
False statements or representation Attempted to collect wrong amount 2
Written notification about debt Didn't receive enough information to verify debt 1
Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit 1
Attempts to collect debt not owed Debt was paid 1
Took or threatened to take negative or legal action Seized or attempted to seize your property 1

Where do complaints against Peritus Portfolio Services II, LLC come from?

The states where consumers have filed the most CFPB complaints against Peritus Portfolio Services II, LLC. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Peritus Portfolio Services II, LLC

Across 6 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Peritus Portfolio Services II, LLC?

The most common issue consumers report about Peritus Portfolio Services II, LLC is "Attempts to collect debt not owed", specifically "Debt was already discharged in bankruptcy and is no longer owed". This is based on 10 complaints filed with the CFPB.

Are complaints against Peritus Portfolio Services II, LLC increasing or decreasing?

Complaints against Peritus Portfolio Services II, LLC are rising. The company received 5 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Peritus Portfolio Services II, LLC's reputation grade?

Peritus Portfolio Services II, LLC has a reputation grade of B (score: 65.7/100). This collector has a good complaint record with relatively few complaints and responsive customer service.

Does Peritus Portfolio Services II, LLC respond to consumer complaints?

Peritus Portfolio Services II, LLC has a 100% timely response rate to CFPB complaints.

In how many states does Peritus Portfolio Services II, LLC operate?

Peritus Portfolio Services II, LLC has received CFPB complaints from consumers in 6 states, with the most complaints from Maryland (3 complaints).

What can I do if Peritus Portfolio Services II, LLC is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Peritus Portfolio Services II, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial