Total CFPB complaints
35
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 35 complaints
Pendleton Capital Management — Debt Collector Complaint Profile
CFPB complaint profile across 16 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Pendleton Capital Management
- Threatened to contact someone or share information improperly
Threatened to contact someone or share information improperly
11 complaints
- Communication tactics
Communication tactics
9 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
6 complaints
- Attempts to collect debt not owed 2
Attempts to collect debt not owed
2 complaints
- Written notification about debt 2
Written notification about debt
2 complaints
F
Grade F · 40.9/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Pendleton Capital Management?
Pendleton Capital Management has accumulated 35 total CFPB complaints across 16 states, with 0 filed in the most recent 12 months against 35 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Threatened to contact someone or share information improperly", narrowing to "Talked to a third-party about your debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 51% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 16 states, led by Missouri with 5 and California with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 40.9/100 places Pendleton Capital Management in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
16
Distinct state filings
Timely response rate
51%
Within CFPB SLA window
Reputation grade
F
40.9/100 composite
Response-quality profile
How Pendleton Capital Management performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 51.4%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 28.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Pendleton Capital Management compare to its peers?
Pendleton Capital Mana… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2018-08 2022-09
Top Consumer Issues
Threatened to contact someone or share information improperly11 (%)
Took or threatened to take negative or legal action6 (%)
Communication tactics9 (%)
Attempts to collect debt not owed2 (%)
Written notification about debt2 (%)
Most common issue: Threatened to contact someone or share information improperly — Talked to a third-party about your debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 9 |
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 5 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 5 |
| Communication tactics | Frequent or repeated calls | 4 |
| Threatened to contact someone or share information improperly | Contacted your employer | 2 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Attempts to collect debt not owed | Debt is not yours | 1 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 1 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
Where do complaints against Pendleton Capital Management come from?
The states where consumers have filed the most CFPB complaints against Pendleton Capital Management. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Pendleton Capital Management
Across 16 states with at least one filing
- Missouri
Missouri
5 complaints
- California
California
4 complaints
- Ohio
Ohio
4 complaints
- Texas
Texas
3 complaints
- Florida
Florida
3 complaints
- Virginia
Virginia
2 complaints
- New York
New York
2 complaints
- Mississippi
Mississippi
2 complaints
Frequently Asked Questions
What is the most common complaint against Pendleton Capital Management? ▼
The most common issue consumers report about Pendleton Capital Management is "Threatened to contact someone or share information improperly", specifically "Talked to a third-party about your debt". This is based on 35 complaints filed with the CFPB.
Are complaints against Pendleton Capital Management increasing or decreasing? ▼
Complaints against Pendleton Capital Management have been stable. The company received 0 complaints in the last 12 months.
What is Pendleton Capital Management's reputation grade? ▼
Pendleton Capital Management has a reputation grade of F (score: 40.9/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Pendleton Capital Management respond to consumer complaints? ▼
Pendleton Capital Management has a 51% timely response rate to CFPB complaints.
In how many states does Pendleton Capital Management operate? ▼
Pendleton Capital Management has received CFPB complaints from consumers in 16 states, with the most complaints from Missouri (5 complaints).
What can I do if Pendleton Capital Management is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Pendleton Capital Management violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |