Total CFPB complaints
7
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 7 complaints
PC LEGAL SERVICES, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 7 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about PC LEGAL SERVICES, LLC
- False statements or representation
False statements or representation
2 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
2 complaints
- Written notification about debt
Written notification about debt
1 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
1 complaints
- Threatened to contact someone or share information improperly
Threatened to contact someone or share information improperly
1 complaints
F
Grade F · 50.8/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about PC LEGAL SERVICES, LLC?
PC LEGAL SERVICES, LLC has accumulated 7 total CFPB complaints across 7 states, with 0 filed in the most recent 12 months against 7 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Impersonated an attorney or official", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 14% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 7 states, led by Illinois with 1 and Texas with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 50.8/100 places PC LEGAL SERVICES, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
7
Distinct state filings
Timely response rate
14%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
F
50.8/100 composite
Response-quality profile
How PC LEGAL SERVICES, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 14.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 12.5%
Share of US states + territories with at least one filed complaint against this collector.
How does PC LEGAL SERVICES, LLC compare to its peers?
PC LEGAL SERVICES, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-02 2018-06
Top Consumer Issues
False statements or representation2 (%)
Written notification about debt1 (%)
Attempts to collect debt not owed1 (%)
Threatened to contact someone or share information improperly1 (%)
Took or threatened to take negative or legal action2 (%)
Most common issue: False statements or representation — Impersonated an attorney or official
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| False statements or representation | Impersonated an attorney or official | 2 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| Attempts to collect debt not owed | Debt is not yours | 1 |
| Threatened to contact someone or share information improperly | Contacted your employer | 1 |
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 1 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 1 |
Where do complaints against PC LEGAL SERVICES, LLC come from?
The states where consumers have filed the most CFPB complaints against PC LEGAL SERVICES, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against PC LEGAL SERVICES, LLC
Across 7 states with at least one filing
- Illinois
Illinois
1 complaints
- Texas
Texas
1 complaints
- California
California
1 complaints
- Wisconsin
Wisconsin
1 complaints
- Delaware
Delaware
1 complaints
- Ohio
Ohio
1 complaints
- Pennsylvania
Pennsylvania
1 complaints
Frequently Asked Questions
What is the most common complaint against PC LEGAL SERVICES, LLC? ▼
The most common issue consumers report about PC LEGAL SERVICES, LLC is "False statements or representation", specifically "Impersonated an attorney or official". This is based on 7 complaints filed with the CFPB.
Are complaints against PC LEGAL SERVICES, LLC increasing or decreasing? ▼
Complaints against PC LEGAL SERVICES, LLC have been stable. The company received 0 complaints in the last 12 months.
What is PC LEGAL SERVICES, LLC's reputation grade? ▼
PC LEGAL SERVICES, LLC has a reputation grade of F (score: 50.8/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does PC LEGAL SERVICES, LLC respond to consumer complaints? ▼
PC LEGAL SERVICES, LLC has a 14% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does PC LEGAL SERVICES, LLC operate? ▼
PC LEGAL SERVICES, LLC has received CFPB complaints from consumers in 7 states, with the most complaints from Illinois (1 complaints).
What can I do if PC LEGAL SERVICES, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If PC LEGAL SERVICES, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |