Total CFPB complaints
13
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 13 complaints
Paycheck Solutions llc — Debt Collector Complaint Profile
CFPB complaint profile across 3 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Paycheck Solutions llc
- Threatened to contact someone or share information improperly
Threatened to contact someone or share information improperly
5 complaints
- Communication tactics
Communication tactics
3 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
3 complaints
- False statements or representation 1
False statements or representation
1 complaints
- Written notification about debt 1
Written notification about debt
1 complaints
C
Grade C · 64.0/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Paycheck Solutions llc?
Paycheck Solutions llc has accumulated 13 total CFPB complaints across 3 states, with 1 filed in the most recent 12 months against 12 historical complaints before that window. The trailing-12-month volume represents 7.7% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Threatened to contact someone or share information improperly", narrowing to "Contacted your employer", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 3 states, led by Texas with 11 and Illinois with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 64.0/100 places Paycheck Solutions llc in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
1
7.7% of total history
Stable →
States active
3
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
C
64.0/100 composite
Response-quality profile
How Paycheck Solutions llc performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 5.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Paycheck Solutions llc compare to its peers?
Paycheck Solutions llc National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2021-10 2025-09
Top Consumer Issues
Threatened to contact someone or share information improperly5 (%)
Communication tactics3 (%)
Took or threatened to take negative or legal action3 (%)
False statements or representation1 (%)
Written notification about debt1 (%)
Most common issue: Threatened to contact someone or share information improperly — Contacted your employer
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Threatened to contact someone or share information improperly | Contacted your employer | 5 |
| Communication tactics | Frequent or repeated calls | 3 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 1 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 1 |
| Written notification about debt | Notification didn't disclose it was an attempt to collect a debt | 1 |
| Took or threatened to take negative or legal action | Collected or attempted to collect exempt funds | 1 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 1 |
Where do complaints against Paycheck Solutions llc come from?
The states where consumers have filed the most CFPB complaints against Paycheck Solutions llc. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Paycheck Solutions llc
Across 3 states with at least one filing
- Texas
Texas
11 complaints
- Illinois 1
Illinois
1 complaints
- Utah 1
Utah
1 complaints
Frequently Asked Questions
What is the most common complaint against Paycheck Solutions llc? ▼
The most common issue consumers report about Paycheck Solutions llc is "Threatened to contact someone or share information improperly", specifically "Contacted your employer". This is based on 13 complaints filed with the CFPB.
Are complaints against Paycheck Solutions llc increasing or decreasing? ▼
Complaints against Paycheck Solutions llc have been stable. The company received 1 complaints in the last 12 months.
What is Paycheck Solutions llc's reputation grade? ▼
Paycheck Solutions llc has a reputation grade of C (score: 64.0/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Paycheck Solutions llc respond to consumer complaints? ▼
Paycheck Solutions llc has a 100% timely response rate to CFPB complaints.
In how many states does Paycheck Solutions llc operate? ▼
Paycheck Solutions llc has received CFPB complaints from consumers in 3 states, with the most complaints from Texas (11 complaints).
What can I do if Paycheck Solutions llc is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Paycheck Solutions llc violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |