This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 947 complaints

Paramount Recovery Systems, L.P. — Debt Collector Complaint Profile

CFPB complaint profile across 44 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Paramount Recovery Systems, L.P.

complaints
Source CFPB Consumer Complaint Database
D

Grade D · 54.3/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

What do CFPB complaints reveal about Paramount Recovery Systems, L.P.?

Paramount Recovery Systems, L.P. has accumulated 947 total CFPB complaints across 44 states, with 18 filed in the most recent 12 months against 929 historical complaints before that window. The trailing-12-month volume represents 1.9% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 97% timely-response rate against a 24% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 44 states, led by Texas with 292 and Florida with 256, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 54.3/100 places Paramount Recovery Systems, L.P. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

947

All-time across CCDB intake

Last 12 months

18

1.9% of total history

Falling ↓

States active

44

Distinct state filings

Timely response rate

97%

Within CFPB SLA window

Consumer disputes

24%

After company response

Reputation grade

D

54.3/100 composite

Response-quality profile

How Paramount Recovery Systems, L.P. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 97.3%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 47.2%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 78.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Paramount Recovery Systems, L.P. compare to its peers?

How does Paramount Recovery Systems, L.P. compare? Versus a peer and the national average across 60+ high-volume collectors
Paramount Recovery Sys… National average
Complaints (last 12 mo)lower is better
18
22,938
250
Timely-response ratehigher is better
97%
100%
91%
Consumer-dispute ratelower is better
24%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2023-09 2025-11

Top Consumer Issues

Attempts to collect debt not owed455 (%)
Written notification about debt230 (%)
False statements or representation52 (%)
Took or threatened to take negative or legal action41 (%)
Cont'd attempts collect debt not owed31 (%)
Disclosure verification of debt27 (%)
Communication tactics13 (%)

Most common issue: Attempts to collect debt not owed — Debt is not yours

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed Debt is not yours 276
Written notification about debt Didn't receive enough information to verify debt 147
Attempts to collect debt not owed Debt was result of identity theft 114
Written notification about debt Didn't receive notice of right to dispute 83
Attempts to collect debt not owed Debt was paid 65
False statements or representation Attempted to collect wrong amount 52
Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged 41
Cont'd attempts collect debt not owed Debt is not mine 31
Disclosure verification of debt Not given enough info to verify debt 27
Communication tactics You told them to stop contacting you, but they keep trying 13

Where do complaints against Paramount Recovery Systems, L.P. come from?

The states where consumers have filed the most CFPB complaints against Paramount Recovery Systems, L.P.. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Paramount Recovery Systems, L.P.

Across 44 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Paramount Recovery Systems, L.P.?

The most common issue consumers report about Paramount Recovery Systems, L.P. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 947 complaints filed with the CFPB.

Are complaints against Paramount Recovery Systems, L.P. increasing or decreasing?

Complaints against Paramount Recovery Systems, L.P. are falling. The company received 18 complaints in the last 12 months, showing improvement over prior periods.

What is Paramount Recovery Systems, L.P.'s reputation grade?

Paramount Recovery Systems, L.P. has a reputation grade of D (score: 54.3/100). This collector has a poor complaint record with above-average complaints and below-average response rates.

Does Paramount Recovery Systems, L.P. respond to consumer complaints?

Paramount Recovery Systems, L.P. has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 24% of cases.

In how many states does Paramount Recovery Systems, L.P. operate?

Paramount Recovery Systems, L.P. has received CFPB complaints from consumers in 44 states, with the most complaints from Texas (292 complaints).

What can I do if Paramount Recovery Systems, L.P. is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Paramount Recovery Systems, L.P. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial