Total CFPB complaints
125
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 125 complaints
Paradigm Assets, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 29 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Paradigm Assets, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
64 complaints
- Written notification about debt
Written notification about debt
35 complaints
- Took or threatened to take negative or legal action 10
Took or threatened to take negative or legal action
10 complaints
- False statements or representation 6
False statements or representation
6 complaints
D
Grade D · 52.8/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Paradigm Assets, LLC?
Paradigm Assets, LLC has accumulated 125 total CFPB complaints across 29 states, with 0 filed in the most recent 12 months against 125 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 29 states, led by Florida with 23 and California with 16, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 52.8/100 places Paradigm Assets, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
29
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
D
52.8/100 composite
Response-quality profile
How Paradigm Assets, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 51.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Paradigm Assets, LLC compare to its peers?
Paradigm Assets, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2022-05 2024-06
Top Consumer Issues
Attempts to collect debt not owed64 (%)
Written notification about debt35 (%)
False statements or representation6 (%)
Took or threatened to take negative or legal action10 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 28 |
| Written notification about debt | Didn't receive enough information to verify debt | 27 |
| Attempts to collect debt not owed | Debt was result of identity theft | 25 |
| Written notification about debt | Didn't receive notice of right to dispute | 8 |
| Attempts to collect debt not owed | Debt was paid | 7 |
| False statements or representation | Attempted to collect wrong amount | 6 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 5 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 4 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 3 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 2 |
Where do complaints against Paradigm Assets, LLC come from?
The states where consumers have filed the most CFPB complaints against Paradigm Assets, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Paradigm Assets, LLC
Across 29 states with at least one filing
- Florida
Florida
23 complaints
- California
California
16 complaints
- Georgia
Georgia
11 complaints
- New York
New York
11 complaints
- Pennsylvania 8
Pennsylvania
8 complaints
- Texas 6
Texas
6 complaints
- New Jersey 6
New Jersey
6 complaints
- Illinois 6
Illinois
6 complaints
Frequently Asked Questions
What is the most common complaint against Paradigm Assets, LLC? ▼
The most common issue consumers report about Paradigm Assets, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 125 complaints filed with the CFPB.
Are complaints against Paradigm Assets, LLC increasing or decreasing? ▼
Complaints against Paradigm Assets, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Paradigm Assets, LLC's reputation grade? ▼
Paradigm Assets, LLC has a reputation grade of D (score: 52.8/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Paradigm Assets, LLC respond to consumer complaints? ▼
Paradigm Assets, LLC has a 100% timely response rate to CFPB complaints.
In how many states does Paradigm Assets, LLC operate? ▼
Paradigm Assets, LLC has received CFPB complaints from consumers in 29 states, with the most complaints from Florida (23 complaints).
What can I do if Paradigm Assets, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Paradigm Assets, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |