Total CFPB complaints
18
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 18 complaints
Pacific Rim Alliance Corporation — Debt Collector Complaint Profile
CFPB complaint profile across 5 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Pacific Rim Alliance Corporation
- Written notification about debt
Written notification about debt
4 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
3 complaints
- Disclosure verification of debt
Disclosure verification of debt
3 complaints
- Communication tactics
Communication tactics
2 complaints
- Took or threatened to take negative or legal action 1
Took or threatened to take negative or legal action
1 complaints
- Taking/threatening an illegal action 1
Taking/threatening an illegal action
1 complaints
D
Grade D · 59.0/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Pacific Rim Alliance Corporation?
Pacific Rim Alliance Corporation has accumulated 18 total CFPB complaints across 5 states, with 0 filed in the most recent 12 months against 18 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 56% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 5 states, led by California with 6 and Washington with 5, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.0/100 places Pacific Rim Alliance Corporation in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
5
Distinct state filings
Timely response rate
56%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
D
59.0/100 composite
Response-quality profile
How Pacific Rim Alliance Corporation performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 55.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 8.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Pacific Rim Alliance Corporation compare to its peers?
Pacific Rim Alliance C… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-02 2024-07
Top Consumer Issues
Written notification about debt4 (%)
Attempts to collect debt not owed3 (%)
Communication tactics2 (%)
Disclosure verification of debt3 (%)
Took or threatened to take negative or legal action1 (%)
Taking/threatening an illegal action1 (%)
False statements or representation1 (%)
Cont'd attempts collect debt not owed1 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 4 |
| Attempts to collect debt not owed | Debt was result of identity theft | 2 |
| Communication tactics | Frequent or repeated calls | 2 |
| Disclosure verification of debt | Not given enough info to verify debt | 2 |
| Disclosure verification of debt | Right to dispute notice not received | 1 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
| Taking/threatening an illegal action | Threatened to sue on too old debt | 1 |
| False statements or representation | Told you not to respond to a lawsuit they filed against you | 1 |
| Cont'd attempts collect debt not owed | Debt was paid | 1 |
| Attempts to collect debt not owed | Debt is not yours | 1 |
Where do complaints against Pacific Rim Alliance Corporation come from?
The states where consumers have filed the most CFPB complaints against Pacific Rim Alliance Corporation. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Pacific Rim Alliance Corporation
Across 5 states with at least one filing
- California
California
6 complaints
- Washington
Washington
5 complaints
- Colorado
Colorado
4 complaints
- Arizona 2
Arizona
2 complaints
- North Carolina 1
North Carolina
1 complaints
Frequently Asked Questions
What is the most common complaint against Pacific Rim Alliance Corporation? ▼
The most common issue consumers report about Pacific Rim Alliance Corporation is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 18 complaints filed with the CFPB.
Are complaints against Pacific Rim Alliance Corporation increasing or decreasing? ▼
Complaints against Pacific Rim Alliance Corporation are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Pacific Rim Alliance Corporation's reputation grade? ▼
Pacific Rim Alliance Corporation has a reputation grade of D (score: 59.0/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Pacific Rim Alliance Corporation respond to consumer complaints? ▼
Pacific Rim Alliance Corporation has a 56% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Pacific Rim Alliance Corporation operate? ▼
Pacific Rim Alliance Corporation has received CFPB complaints from consumers in 5 states, with the most complaints from California (6 complaints).
What can I do if Pacific Rim Alliance Corporation is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Pacific Rim Alliance Corporation violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |