Total CFPB complaints
143
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 143 complaints
Oxford Law, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 34 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Oxford Law, LLC
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
48 complaints
- Communication tactics
Communication tactics
33 complaints
- Improper contact or sharing of info
Improper contact or sharing of info
21 complaints
- Disclosure verification of debt 10
Disclosure verification of debt
10 complaints
- False statements or representation 8
False statements or representation
8 complaints
- Taking/threatening an illegal action 6
Taking/threatening an illegal action
6 complaints
C
Grade C · 62.4/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Oxford Law, LLC?
Oxford Law, LLC has accumulated 143 total CFPB complaints across 34 states, with 0 filed in the most recent 12 months against 143 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 10% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 34 states, led by Florida with 25 and California with 19, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 62.4/100 places Oxford Law, LLC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
34
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
10%
After company response
Reputation grade
C
62.4/100 composite
Response-quality profile
How Oxford Law, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 19.6%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 60.7%
Share of US states + territories with at least one filed complaint against this collector.
How does Oxford Law, LLC compare to its peers?
Oxford Law, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-06 2016-10
Top Consumer Issues
Cont'd attempts collect debt not owed48 (%)
Communication tactics33 (%)
Improper contact or sharing of info21 (%)
Disclosure verification of debt10 (%)
False statements or representation8 (%)
Taking/threatening an illegal action6 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 37 |
| Communication tactics | Frequent or repeated calls | 20 |
| Improper contact or sharing of info | Talked to a third party about my debt | 11 |
| Cont'd attempts collect debt not owed | Debt was paid | 11 |
| Improper contact or sharing of info | Contacted employer after asked not to | 10 |
| Disclosure verification of debt | Not given enough info to verify debt | 10 |
| False statements or representation | Impersonated an attorney or official | 8 |
| Communication tactics | Threatened to take legal action | 7 |
| Taking/threatening an illegal action | Threatened to sue on too old debt | 6 |
| Communication tactics | Used obscene/profane/abusive language | 6 |
Where do complaints against Oxford Law, LLC come from?
The states where consumers have filed the most CFPB complaints against Oxford Law, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Oxford Law, LLC
Across 34 states with at least one filing
- Florida
Florida
25 complaints
- California
California
19 complaints
- Pennsylvania
Pennsylvania
13 complaints
- Texas
Texas
12 complaints
- Virginia 9
Virginia
9 complaints
- New Jersey 5
New Jersey
5 complaints
- Oregon 4
Oregon
4 complaints
- Georgia 4
Georgia
4 complaints
Frequently Asked Questions
What is the most common complaint against Oxford Law, LLC? ▼
The most common issue consumers report about Oxford Law, LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 143 complaints filed with the CFPB.
Are complaints against Oxford Law, LLC increasing or decreasing? ▼
Complaints against Oxford Law, LLC have been stable. The company received 0 complaints in the last 12 months.
What is Oxford Law, LLC's reputation grade? ▼
Oxford Law, LLC has a reputation grade of C (score: 62.4/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Oxford Law, LLC respond to consumer complaints? ▼
Oxford Law, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 10% of cases.
In how many states does Oxford Law, LLC operate? ▼
Oxford Law, LLC has received CFPB complaints from consumers in 34 states, with the most complaints from Florida (25 complaints).
What can I do if Oxford Law, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Oxford Law, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |