This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 7 complaints

Operating Partners Co., LLC - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade D.

Complaints by issue type

What consumers report about Operating Partners Co., LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 55.7/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Operating Partners Co., LLC ranks ahead of 27% of the 5,283 collectors PlainCollector grades - 73% keep a cleaner CFPB record, on 7 all-time complaints and a 43% timely-response rate.

27th pct
reputation rank of 5,283 graded collectors
7
CFPB complaints, all-time
43%
answered inside the CFPB window
2
in the last 12 months (stable)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Operating Partners Co., LLC?

Operating Partners Co., LLC has accumulated 7 total CFPB complaints across 3 states, with 2 filed in the most recent 12 months against 5 historical complaints before that window. The trailing-12-month volume represents 28.6% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 43% timely-response rate against a 20% consumer-dispute-after-response rate.

Complaints have been recorded across 3 states, led by Puerto Rico with 4 and Arkansas with 1. Normalized against the full CFPB collector database, the reputation score of 55.7/100 places Operating Partners Co., LLC in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

7

low-volume (CCDB)

Last 12 months

2

28.6% of all-time complaints

Stable →

States active

3

limited footprint

Timely response rate

43%

below sla band

Consumer disputes

20%

elevated (vertical avg ~19%)

Reputation grade

D

55.7/100 composite

How does Operating Partners Co., LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

56 27th percentile higher than 27% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Operating Partners Co., LLC versus the debt-collection vertical average.

Timely response within SLA 42.9%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 20.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 5.4%

Share of US states + territories with at least one filed complaint against this collector.

How does Operating Partners Co., LLC compare to its peers?

How does Operating Partners Co., LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Operating Partners Co.… National average
Complaints (last 12 mo)lower is better
2
1
268
Timely-response ratehigher is better
43%
43%
91%
Consumer-dispute ratelower is better
20%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-09 2023-05

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 2
Cont'd attempts collect debt not owed - 2
Taking/threatening an illegal action - 2
Communication tactics - 1

Where do complaints against Operating Partners Co., LLC come from?

Operating Partners Co., LLC's own per-state count, not a national baseline.

Top states by complaints against Operating Partners Co., LLC

Across 3 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Operating Partners Co., LLC contacts you

A grade of D signals how Operating Partners Co., LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Operating Partners Co., LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Operating Partners Co., LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Operating Partners Co., LLC? ▼

The most common issue consumers report about Operating Partners Co., LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 7 complaints filed with the CFPB.

Are complaints against Operating Partners Co., LLC increasing or decreasing? ▼

Complaints against Operating Partners Co., LLC have been stable. The company received 2 complaints in the last 12 months.

What is Operating Partners Co., LLC's reputation grade? ▼

Operating Partners Co., LLC has a reputation grade of D (score: 55.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Operating Partners Co., LLC respond to consumer complaints? ▼

Operating Partners Co., LLC has a 43% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.

In how many states does Operating Partners Co., LLC operate? ▼

Operating Partners Co., LLC has received CFPB complaints from consumers in 3 states, with the most complaints from Puerto Rico (4 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.