This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 26 complaints

Northwestern Mediation Services — Debt Collector Complaint Profile

CFPB complaint profile across 13 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Northwestern Mediation Services

complaints
Source CFPB Consumer Complaint Database
F

Grade F · 39.2/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

What do CFPB complaints reveal about Northwestern Mediation Services?

Northwestern Mediation Services has accumulated 26 total CFPB complaints across 13 states, with 11 filed in the most recent 12 months against 15 historical complaints before that window. The trailing-12-month volume represents 42.3% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Threatened to contact someone or share information improperly", narrowing to "Contacted your employer", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 27% timely-response rate against a 29% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 13 states, led by Texas with 6 and Ohio with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 39.2/100 places Northwestern Mediation Services in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

26

All-time across CCDB intake

Last 12 months

11

42.3% of total history

Rising ↑

States active

13

Distinct state filings

Timely response rate

27%

Within CFPB SLA window

Consumer disputes

29%

After company response

Reputation grade

F

39.2/100 composite

Response-quality profile

How Northwestern Mediation Services performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 26.9%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 57.1%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 23.2%

Share of US states + territories with at least one filed complaint against this collector.

How does Northwestern Mediation Services compare to its peers?

How does Northwestern Mediation Services compare? Versus a peer and the national average across 60+ high-volume collectors
Northwestern Mediation… National average
Complaints (last 12 mo)lower is better
11
22,938
250
Timely-response ratehigher is better
27%
100%
91%
Consumer-dispute ratelower is better
29%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2015-02 2026-01

Top Consumer Issues

Threatened to contact someone or share information improperly6 (%)
Took or threatened to take negative or legal action5 (%)
Taking/threatening an illegal action2 (%)
Communication tactics4 (%)
False statements or representation2 (%)
Cont'd attempts collect debt not owed1 (%)

Most common issue: Threatened to contact someone or share information improperly — Contacted your employer

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Threatened to contact someone or share information improperly Contacted your employer 4
Took or threatened to take negative or legal action Threatened to sue you for very old debt 3
Taking/threatening an illegal action Threatened arrest/jail if do not pay 2
Communication tactics Frequent or repeated calls 2
Communication tactics Threatened to take legal action 2
False statements or representation Impersonated attorney, law enforcement, or government official 2
Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay 2
Cont'd attempts collect debt not owed Debt is not mine 1
Threatened to contact someone or share information improperly Talked to a third-party about your debt 1
Threatened to contact someone or share information improperly Contacted you after you asked them to stop 1

Where do complaints against Northwestern Mediation Services come from?

The states where consumers have filed the most CFPB complaints against Northwestern Mediation Services. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Northwestern Mediation Services

Across 13 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Northwestern Mediation Services?

The most common issue consumers report about Northwestern Mediation Services is "Threatened to contact someone or share information improperly", specifically "Contacted your employer". This is based on 26 complaints filed with the CFPB.

Are complaints against Northwestern Mediation Services increasing or decreasing?

Complaints against Northwestern Mediation Services are rising. The company received 11 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Northwestern Mediation Services's reputation grade?

Northwestern Mediation Services has a reputation grade of F (score: 39.2/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.

Does Northwestern Mediation Services respond to consumer complaints?

Northwestern Mediation Services has a 27% timely response rate to CFPB complaints. Consumers disputed the company's response in 29% of cases.

In how many states does Northwestern Mediation Services operate?

Northwestern Mediation Services has received CFPB complaints from consumers in 13 states, with the most complaints from Texas (6 complaints).

What can I do if Northwestern Mediation Services is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Northwestern Mediation Services violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial